The insurance shall not provide coverage due to any of the following causes.
- Any loss or damage caused by or due to any of the following causes
1.1 Actions of the insured member while under the influence of alcohol, narcotic drugs or addictive substances that impair the insured member’s mental faculty
The term “under the influence of alcohol” is in case of having blood alcohol concentration (BAC) test result of 150 mg/dL or over.
1.2 Suicide, suicide attempt or self-inflicted Injury
1.3 Exposure to infection and parasite unless it is disease infection or tetanus or rabies as a result of accident wound
1.4 Medical or surgical treatment, except if there is a necessity to carry out such treatment due to injury received, which is entitled to receive coverage under this insurance policy and is carried out within the period specified in the insurance policy
3.1.5 Miscarriage
1.6 Dental care or root canal treatment unless such treatments occur within 7 days after the accident
1.7 Change or wear denture, dental crown, and prosthetic dentistry
1.8 Food poisoning
1.9 Back pain as a result of Disc Herniation, Spondylolisthesis, Degenerative Disc Disease,
Spondylosis and Defect, or Pars Interarticularis (Spondylolysis), unless there is fracture or dislocation of the spine caused by Accident
1.10 Radiation or radioactivity from any nuclear fuel or nuclear waste arising from the combustion of nuclear fuel and any form of nuclear fission chain reaction
1.11 Radioactivity explosion or any nuclear elements or other explosive substances that could blast in form of nuclear fission
1.12 While the insured member is piloting or operating as a crew member in any aircraft
1.13 While the insured member is taking part in a quarrel or taking part in inciting a quarrel
1.14 While the insured member is committing a felony or while the insured member is being arrested or under arrest or escaping the arrest
