Details of Insurance Package

Insurable age

30 days - 75 years old

Term of Coverage

1 year

Premium Payment Period

Single premium payment

Mode of Premium

Annually

Health Check Up

No medical checkup

Rider Purchase

Not able to purchase other riders to attach to the policy

Coverage*

Benefits (Baht)

Plan 1

Plan 2

Plan 3

Plan 4

Plan 5

Plan 6

200,000

300,000

500,000

1,000,000

1,500,000

2,000,000

Death, total and permanent disability, dismemberment, and others** from

1. Accident which is not due to  riding  or  travelling  as a passenger on a motorcycle,  up  to

200,000

300,000

500,000

1,000,000

1,500,00

2,000,000

2. Being murdered or physically assaulted, up to

200,000

300,000

500,000

1,000,000

1,000,000

1,000,000

3. Accident  which  is  due to  riding  or travelling  as a passenger on a motorcycle,  up  to

100,000

150,000

250,000

500,000

500,000

500,000

The Company shall pay maximum benefit for only 1 case under of the coverage item 1-3.

*Global coverage 24 hours a day for 1 year
**Benefits of dismemberment and others i.e. loss of eyesight, loss of hearing, and loss of speech are as specified in the insurance policy.

 

Premium rate schedule


Insurable age
Premium / person / year for occupation group 1 and 2 (Baht)

Plan1

Plan 2

Plan 3

Plan 4

Plan 5

Plan 6

200,000

300,000

500,000

1,000,000

1,500,000

2,000,000

30 days – 15 years old

440

550

770

-

-

-

16 – 60 years old

440

550

770

1,500

2,250

3,000

61 – 65 years old

500

650

870

1,700

-

-

66 – 70 years old

600

750

1,070

2,100

-

-

71 – 75 years old

700

950

1,470

2,900

-

-

Remark

(1) For coverage plan 6

(2) For insured with occupation group 1 and 2, aged 30 days – 60 years old and chooses coverage plan 1

- Conditions and coverage in detail shall be subject to the provisions and conditions stated in the insurance policy.

- Underwriting is subject to the Company’s rules.

- Premium of this insurance contract is partially entitled to personal income tax deduction according to the Notification of the Director-General of the Revenue Department on Income Tax No. 315.


Exclusions

Exclusions of personal accident insurance PA Extreme from a total of 18 articles.
Exclusions of personal accident insurance Classic PA, Easy PA, Easy PA Plus, PA Hospital Care, PA Return Cash and PA Family from a total of 20 articles.
Exclusions of personal accident insurance PA Broken Bone from a total of 23 articles.
The rider shall not cover any loss or damage which arises from or due to the following causes.
1. Act of the insured while under the influence of alcohol, addictive substances or narcotic drugs that impairs the insured’s mental faculty where the term “under the influence of alcohol” is in case of having blood alcohol concentration (BAC) test result of 150 mg/dL or over;
2. Suicide, suicide attempt or self-inflicted injuries;
3. Back pain as a result of Disc Herniation, Spondylolisthesis, Degenerative disc disease, Spondylosis, and defect or Pars interarticularis (Spondylolysis), unless there is fracture or dislocation of the spine caused by accident;
4. War, invasion, act of foreign enemies or warlike actions whether declared or undeclared,
or civil war, insurrection, rebellion, riot, strike, civil commotion, revolution, coup d’etat, proclamation of martial law or any incident causing the proclamation or maintenance of martial law;
5. Terrorism, etc.

Warning: Buyer should have an understanding in details of the coverage and conditions before making a decision to purchase an insurance every time.