Premium of this insurance plan is entitled to personal income tax deduction according to the Notification of the Director-General of the Revenue Department on Income Tax No. 172.
*Underwriting is subject to Company’s rules.
(1) Benefit and coverage is % of the initial sum insured.
(2) The Company does not guarantee maturity dividend.
Q: Does Muang Thai Smart Linked 10/1 guarantee principal?
A: It guarantees principal if customers stay until maturity. The benefits to be paid by the Company shall not be lower than all of the premiums paid by customers.
Q: Does Muang Thai Smart Linked 10/1 have cash bonus?
A: No, cash bonus is not available for this plan.
Q: What are risks of Muang Thai Smart Linked 10/1?
A: 1. Investment risk: Return might not be as expected. Actual return might deviate from expected return. However, Citi Global Multi Asset USD VT5 Series 3 Index mitigates risk by diversifying the investment portfolio across different asset classes and countries for lower volatility and better return.
2. Exchange rate risk: Dividend calculated based on Global Multi Asset USD VT 5 Series 3 Index contains foreign exchange risk as the index is in USD currency. Thus, a risk on foreign exchange volatility of THB currency and USD currency may exist. However, the policyholder will still receive full amount of conditional cash bonus once reaching contract maturity as the conditional cash bonus has no foreign exchange risk.
Q: If the index level at the begin date is lower than that of the end date, how much return will customers gain?
A: Customers will receive 101% of initial sum insured.
Q: How can customers monitor the performance?
A: Customers can monitor the performance from the Company's website
Q: What is the minimum sum insured?
A: 50,000 Baht
7-year premium payment for 17-year coverage
Make investing easy and borderless through life insurance, Muang Thai Smart Linked 17/7 (Global), investing in global multi assets e.g. USA, Europe Japan and developing countries, for better returns
16-year premium payment period for 20-year coverage period
An easy start to convert your savings*** into a sum of money to further your goals stably and offer you the peace of mind via maximum 120% life coverage