1. Muang Thai Smile Club members can redeem 2 Smile Points for 1 lucky draw ticket (unlimited redemption) via MTL Click Application, or by calling Tel. 1766, press 4, or at Muang Thai Life Assurance Customer Service Centers nationwide.
2. When updating address, telephone number and email address via MTL Click Application or KYC system on the website of Muang Thai Life Assurance PCL, a Muang Thai Smile Club member receives 2 extra lucky draw tickets throughout the campaign.
3. Lucky draw method: Gathering all tickets and drawing lots for 32 rewards 
4. The lucky draw date is 26 February 2025 held at Muang Thai Life Assurance Headquarters.
5. The Company will announce the winner names on www.muangthai.co.th on 28 February 2028 and deliver mails to notify the winners in writing within 10 days from the lucky draw date.
6. The winners will receive specified rewards only. The rewards cannot be converted into cash or other rewards.
7. The Company reserves the right on the reward distribution. Each winner will receive only one reward.
8. The winners who receive the reward worth 1,000 Baht and above are required to pay withholding tax of 5% of the reward value according to the Revenue Department’s Order No. TorPor. 4/2528 and TorPor. 101/2544.
9. The lucky draw is approved by Ministry of Interior according to license No. 1408/2567
10. Staff and agents of Muang Thai Life Assurance Public Company Limited cannot participate in this campaign.
11. The Company reserves the right not to return redeemed accumulated points under any circumstances.
12. Accumulated Smile Points are only a symbol used for claiming privileges to participate in Muang Thai Smile Club activities which are arranged for building relations with customers who apply for Muang Thai Smile Club membership.
13. Conditions are as specified by Muang Thai Life Assurance PCL.
14. For more information, call Tel. 1766, Muang Thai Life Assurance, available 24/7.