Details of Insurance Package

Term of Insurance

- Muang Thai Sabai Jai 90/90 (for Senior) Insurance Plan: Attaining the age of 90
- Sabai Jai Personal Accident Rider (for Senior): 1 year (the coverage is provided until the age of 76)

Term of premium payment

- Muang Thai Sabai Jai 90/90 (for Senior) Insurance Plan: Attaining the age of 90
- Sabai Jai Personal Accident Rider (for Senior): 1 year (Premium payment period is until the age of 75)

Mode of Premium

Annual and monthly

Rider Attachment

No

Health Check

No medical checkup

Tax Deductible

Yes(5)

  • Life coverage is up to 3,000,000 Baht(1) for a case of death due to public accident. (Including a coverage of Muang Thai Sabai Jai 90/90 (For Senior) 1,000,000 Baht and coverage of Personal Accident Sabai Jai rider (For Senior) 2,000,000 Baht.)
  • In case of death due to illness in the first 2 years, payable benefit is equivalent to the paid life insurance premium of Muang Thai Sabai Jai 90/90 (For Senior) plus additional 2% of the premium. In case of death from policy year 3 onwards or the insured is alive upon the insurance contract maturity, the insured shall receive the full sum insured of Muang Thai Sabai Jai 90/90 (For Senior).
  • Benefit of medical expense due to accident is up to 25,000 Baht(2) by simply presenting the card without any advance payment(3).
  • Daily compensation benefit in case of hospitalization due to accident is up to 2,500 Baht(2) with a maximum of 365 days and the benefit will be increased at 2 times for I.C.U. hospitalization with a maximum of 7 days(4).
  • Premium varies based on gender, age, selected coverage plan and monthly premium payment mode is applicable.
  • Insurable age is from 50-75 years old.
  • No medical checkup and no health questions

Remark

(1) For plan 6 from policy year 3 onwards

(2) For plan 5 and 6, it is the coverage of Personal Accident Sabai Jai rider (For Senior).

(3) Present an insured card together with the identification card at network hospitals only.

(4) The Company shall pay daily compensation during hospitalization totaling up to 365 days per each injury.

(5) Only life insurance premium for life coverage of Muang Thai Sabai Jai 90/90 (for Senior) insurance plan is eligible for personal income tax deduction according to the Notification of the Director-General of the Revenue Department on Income Tax No. 172 announced on 30 December 2008.

- Conditions and exclusions are as specified in the policy.

- Underwriting is subject to the Company’s regulations.

Warning: Consumer should have an understanding in the details of coverage and conditions every time before making a decision to purchase insurance.