1. It can be used as a cash discount with no required minimum purchase amount. The discount is valid for Doi Kham products only.
2. Available at Doi Kham shop and Doi Kham shop (franchise) only
3. This privilege cannot be exchanged, converted into, or returned in cash.
4. Any excess of the privilege amount shall be paid in cash or via credit card.
5. If services cost less than the privilege amount, there will be no change in cash.
cost less than the privilege amount, there will be no change in cash.
6. The Company reserves the right to amend, revise, or terminate conditions without prior notice.
7. The Company is not responsible for any losses or damages to this card.
8. The Company reserves the right to not return accumulated Smile Points that had been redeemed under any circumstances.
9. The Company reserves the right to not combine accumulated Smile Points in any cases.
10. The Company reserves the right to not return accumulated Smile Points that had been redeemed under any circumstances.
11. Staff and agents of Muang Thai Life Assurance are entitled to exercise this privilege.
12. Smile Points are only a symbol used for claiming the privilege to participate in Muang Thai Smile activities, which are arranged for building relations with customers who apply for Muang Thai Smile Club membership. 
13. The conditions of the gift voucher are as specified by Doi Kham.
14. Conditions for Smile Point redemption are as specified by Muang Thai Life Assurance Public Company Limited.
15. For more information, please call Tel. 1766 , everyday 24/7, or go to muangthai.co.th