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1234567891011121314151617181920212223242526272829303132General informationBasis of preparation of the financial statementsMaterial accounting policiesCash and cash equivalentsPremiums due and uncollected, netDerivativesInvestments in securitiesInvestment in associatesLoans and accrued interest, netInvestment propertiesPremises and equipmentDeferred tax, netInsurance contract liabilitiesDebts issued and borrowingsOther liabilitiesOffsetting financial assets and financial liabilitiesLegal reserveNet investment incomeOperating expensesEmployee expenses Expected credit loss and impairment losses on investmentsIncome tax Basic earnings per shareDividends Financial and insurance risk management Related partiesSecurities and assets pledged with registrarContribution to Life Insurance FundCommitments with non-related partiesContingent liabilitiesThai Financial Reporting Standards (TFRS) not yet adoptedEvents after reporting periodNote ContentsMuang Thai Life Assurance Public Company LimitedNotes to the financial statements for the year ended 31 December 2024Annual Report 2024 I Muang Thai Life Assurance PCL 149