Health Planning Tips for Office Workers

Since health is unpredictable, many may feel healthy today, but there’s no guarantee that illness won’t strike in the future. Therefore, getting a head start on health planning is something that should not be ignored. If something unexpected occurs, you won’t have to stress about hospital bills or place the burden on your family.

Today, Muang Thai Life Assurance shares some health planning insights for office workers—why health coverage matters to their lifestyle, and what key points they should consider. Let’s take a look!

Nahpdhat Chitpadtrin, Employee of Muang Thai Life Assurance

Naphat shared her experience of suffering from a herniated disc pressing on the nerves, which required surgery and cost over 700,000 Baht. The welfare benefits she had were not enough, but fortunately, she had already purchased health insurance. This made her realize the importance of insurance in covering medical expenses that could have otherwise depleted all of her savings.

“Don’t let your savings vanish because of medical bills. While we cannot predict the future, we can plan ahead to be prepared for life’s uncertainties.”

Nugkid Pinnopphan, Employee of Muang Thai Life Assurance

Don’t wait—health won’t wait for us. No one knows whether our health will remain the same in the next 5–10 years. That’s why it’s important to start health planning today. If an unexpected event happens—whether an accident or a critical illness—we won’t have to worry about how much the medical bills will add up to. Nugkid once gave this valuable advice:

“Don’t wait until you get sick to buy health coverage, because by then it might be too late.”

Sanee Chawanit, Employee of Muang Thai Life Assurance

Sanee’s intention in purchasing health insurance was to have protection for medical expenses in case of illness. When hospitalized, he would not have to worry about the costs, and most importantly, his family would not have to struggle to find money to cover his medical bills.

 “The advantage of having health insurance is that when we get sick or unwell, we can access treatment immediately without having to worry about medical expenses.”

Chayapa Klaunklangdon, Employee of Muang Thai Life Assurance

Uncertain whether her health would remain strong in the future, Chayapa decided to buy health insurance and believed it was best to do so before falling ill. Health coverage is there to protect against the unknown risks of the future.

 “We don’t know what our health will be like in the future. It’s better to decide on health insurance before getting sick, because if illness strikes, existing welfare benefits may not be enough for treatment.”

Health is unpredictable, which is why planning ahead is essential. With Muang Thai Life Assurance’s lump sum health coverage, you can move forward with confidence in every role you play. Choose your desired coverage amount—from 200,000 Baht up to 100,000,000 Baht—and access the medical care you need. This plan covers epidemics, cancer, kidney disease, heart disease, critical illnesses, general illnesses, recurring conditions, and even newly emerging diseases, while also supporting the latest medical technologies. Entry age is up to 90*, with coverage period extending until age 99*, giving you peace of mind about future medical expenses.

Choose lump sum health coverage from Muang Thai Life Assurance

Take care of your health your way:

✅ Coverage amount from 200,000 Baht to 100,000,000 Baht.

✅ Covers epidemics, cancer, kidney disease, heart disease, critical illnesses, common diseases, recurring diseases, or emerging diseases

✅ The entry age is up to 90 years with long-term coverage until the age of 99 years.*

✅ Covers modern treatment technologies.

✅ No need to worry about medical expenses in the future.

Buy health coverage on the day you are still healthy to live life as you want.

*For Elite Health Plus and D Health Plus Rider

• Coverage period of the rider must not exceed the coverage period of the life insurance policy that this rider is attached to.
• Premium is eligible for tax deduction. Conditions are as specified by the Revenue Department.
• Underwriting is subject to the Company’s rules.
• Conditions are as specified by Muang Thai Life Assurance PCL and the banks.
• The conditions are in accordance with medical practice guidelines for diagnosis, treatment, and prevention of infections in hospitals in case of Coronavirus Disease 2019 (COVID-19) infection as announced on 2 November 2021 and guidelines for health care workers in providing advice to and home isolation service for COVID-19 patients, amended on 4 January 2022, or as referred to the latest notification.