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Reasons why Freelancers... must Get Insurance

Reasons why Freelancers... must Get Insurance

As freelancers, we need exceptional patience, whether it's about work or health. Our minds must be strong at all times. Especially when it comes to health, freelancers need to take extra care. Freelancers are known for working hard and never getting enough rest. Some even work through the night, which leads to a gradual decline in health and can eventually result in serious illness without realizing it.

Therefore, if health issues start to creep in unnoticed, freelancers should plan for their health. Without corporate benefits, getting sick can impact your savings. Let's explore why having health insurance is crucial for freelancers and how important it is for our profession. Reasons why Freelancers...must Get Insurance

More Savings

More Savings

Many might wonder how having health insurance can lead to more savings. The answer lies in one of the biggest concerns for freelancers: financial stability. Without steady, reliable work, freelancers often worry each month about whether their income will remain consistent.

With health insurance, freelancers don't have to face large medical bills that could deplete their lifelong savings on treatments and doctor fees. Health insurance acts as a valuable safety net for freelancers. Additionally, one of the added benefits is that insurance premiums can be used for tax deductions as specified by the Revenue Department.

Enjoy life to the fullest.

Enjoy life to the fullest.

Freelancers are known for their resilience, enduring heavy workloads almost all the time. Finding time to rest each day is nearly impossible due to tight deadlines, and those juggling multiple projects might unknowingly be pushing their bodies to the brink. Planning a vacation feels risky because returning with an illness or facing unexpected events could mean hefty medical bills.

Having health insurance alleviates these worries, allowing you to live life to the fullest. Whether you plan to travel, work by the beach, or breathe in the mountain air, you can do so without concerns. If you fall ill or face unforeseen circumstances, you won’t have to worry about medical expenses, as your insurance will cover the costs.

No worries about medical expenses when sick

เจ็บป่วย ไม่ต้องกังวลเรื่องค่ารักษา

Uncertainty and instability are major concerns for freelancers, as well as for other professions like sellers and housekeepers, who lack welfare benefits to support them in unforeseen events. Particularly in cases of illness, emergency surgeries, or serious diseases, losing income can quickly deplete lifelong savings.

Having health insurance helps cover medical expenses and alleviates these worries. It’s essential to choose health insurance that provides coverage when you’re sick and add supplemental coverage as needed, such as income compensation, OPD coverage, or critical illness coverage. This ensures you won’t have to worry about medical expenses or lost income if you need to take time off work."

Being a freelancer is not as easy as it might seem. If you love the freedom of this career, you need to be prepared for emergencies, especially concerning your health. The future is unpredictable—you never know when you might get sick, and your income is uncertain without any benefits. Having a safety net to mitigate risks is crucial for freelancers.

Boost your confidence with Maochai Extra, which covers critical illnesses, pandemics, monkeypox, emerging diseases, common illnesses, and accidents, with medical expenses covered up to 500,000 Baht(1) with premiums less than 42 Baht a day(2).

Enhance your coverage with options like daily compensation, outpatient coverage (OPD), or coverage for critical illnesses (Multiple CI). No worries about medical expenses or lost income if you need to take leave. You can comfortably opt for monthly payments.

  • Comprehensive coverage up to 500,000 Baht (1)
  • Room fee coverage of 4,000 Baht per day(1), with double the amount if admitted to ICU
  • Extensive coverage with affordable premiums and flexible monthly payment options
  • Purchase today and enjoy 0% installment for up to 6 months, or receive up to 13% cashback

รายMore information  click

☑️ Call Tel. 1766.

☑️ Contact life insurance agent or Kasikornbank branches.

(1) For Plan 3, per inpatient hospitalization

(2) For female insured aged 30 years old who purchases Plan 3 with annual premium payment

  • Mao Chai Extra Campaign is the marketing name of Extra Care (N) Rider.
  • Coverage period of the rider must not exceed the coverage period of the life insurance policy that this rider is attached to.
  • Premium is eligible for tax deduction. Conditions are as specified by the Revenue Department.
  • Coverage conditions are as specified in the insurance policy.
  • Underwriting is subject to the Company’s rules.
  • Conditions are in accordance with medical necessity and medical standard.
  • Conditions are as specified by Muang Thai Life Assurance PCL and the Bank.
  • Please study the details of coverage, conditions and exclusions before making a decision to purchase insurance.

Resources: Data retrieved on 21/07/2022

🔖Muang Thai Life Assurance (data as of 07/05/2020) 

🔖 mrkumka

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