Up To 13% Cash Back via KTC Credit Cards

Offer period: 1 December 2024 – 31 December 2024

Special 1: Up to 1% cash back (no point redemption)

• Only insurance plans that premium payment via credit card is applicable, except unit-linked insurance plans.
• This offer is for first-year premium and renewal premium payment, and for all premium payment modes. Moreover, full premium amount must be paid.
• For purchase via all distribution channels.
• Register only once for receiving the offers throughout promotion; credit card holders must register before and/or within transaction date or register online click
• The bank will proceed cash back to a credit card account within 60 business days from the last day of a month that credit card holders pay premium via credit cards.

Remarks:
- Credit card holders of KTC VISA CORPORATE, KTC Government Services Card, KTC – Thai Red Cross National Blood Card, and all cards under KTC PROUD are not qualified to receive this offer of 1% cash back.
- To receive cash back under this offer, credit card holders must register to receive cash back by sending SMS typing MTL (space), followed by 16 digits of credit card numbers to 061 384 5000 (3 Baht per SMS). Credit card holders must register before and/or within transaction date to receive confirmation SMS from KTC as to get this offer. Credit card holders register once to get offers throughout the promotion, or register online click
- KTC reserves the right to not award any types of KTC points for payment made via credit cards for 1% cash back under this offer. Credit card holders will receive points from such payment automatically; however, such points will be deducted on a day that credit card holders receive cash back in credit card account according to this offer. If KTC is unable to deduct such points from credit card account, it reserves the right to not award cash back to credit card holders fully.
- For more information, please call Tel. 02-123-5000
- Credit card : Use when necessary and pay back full amount on time to avoid a 16% interest rate per annum.                                     

Special 2: Redeem 1,000 KTC FOREVER points for 12% cash back or 120 Baht

For every 1,000 Baht/sales slip of premium payment via KTC credit cards, credit card holders can redeem 1,000 KTC FOREVER points for 12% cash back or 120 Baht to a credit card account.

• Only insurance plans that premium payment via credit card is applicable, except unit-linked insurance plans
• This offer is for first-year premium and renewal premium payment, and for all premium payment modes.
• For purchase via all distribution channels.
• Credit card holders can redeem points as needed for cash back; however, it must not exceed amount of premium payment made via credit card/sales slip.
• Credit card holders must register before making transaction and within transaction date or register online click.
• The bank will proceed cash back to a credit card account within 60 business days from the last day of a month that credit card holders pay premium via credit cards.

Remarks:
- Credit card holders of KTC VISA CORPORATE, all cards under KTC – ROYAL ORCHID PLUS, KTC Government Services Card, KTC – Thai Red Cross National Blood Card, and all cards under KTC PROUD are not qualified to receive this cash back offer.
- To receive cash back under this offer, credit card holders must register to receive cash back upon every payment by sending SMS to 061 384 5000 (3 Baht per SMS), typing MTC (space), followed by 16 digits of credit card numbers, followed by # and points to be redeemed for cash back in which 1 SMS is per sales slip. Credit card holders must register within transaction date to receive confirmation SMS from KTC as to get this offer.
- In case credit card holders register for the offer more than 1 time per sales slip, KTC will approve registration that specifies the highest points to be redeemed for cash back only as to calculate cash back to credit card accounts of credit card holders who make registration. In case credit card holders cancel credit cards that are registered for this offer due to any reasons, KTC considers that credit card holders withdraw the right of having this offer.
- KTC reserves the right of redemption for cash back according to this offer for credit card holders who have sufficient KTC FOREVER points in credit card accounts on a day that KTC calculates points for cash back based on the offer conditions.
- For more information, please call Tel. 02-123-5000
- Credit card : Use when necessary and pay back full amount on time to avoid a 16% interest rate per annum.

Customers purchasing a new policy in annual premium payment mode get extra K Points from 6-month installments.

Offer period: 1 December 2024 – 29 December 2024

6-month installments via KBank Smart Pay with 0% interest Receive up to 50,000 extra K Points Total premium amount of at least 30,000 Baht/policy/sales slip

• Pay the amount specified in each installment/sales slip of 10,000 Baht and get extra 1,000 points.
• Limited to 20,000 points/person/transaction/day and 50,000 points/person/campaign. For details of participating insurance plans and riders, please directly contact the service provider.
• Register via SMS before making a transaction.
- Pay in installments via EDC machine: Type ML4, space and the last 12 digits of your credit card number, and send to 4545888. (3 Baht per time) Example: ML4 123456789101
- Pay in installments via Payment Gateway and Payment Link. Type IO4, space and the last 12 digits of your credit card number and send it to 4545888 (3 Baht per message). For example, IO4 123456789101.
• For purchasing new insurance through the Company’s all sales channels, except for sales through Kasikornbank. Please check additional credit card payment promotions at Kasikornbank branches nationwide.
• For customers purchasing a new insurance policy in annual premium payment mode only, receive extra K Points up to 50,000 points.

Conditions

• Special privileges for customers purchasing a new individual insurance policy, except for unit-linked insurance, with 0% interest for 6-month installment payment with annual credit card payment only. Total premium payment amount must be at least 30,000 Baht or more/policy/sales slip.
• Must be an insurance plan in which premiums can be paid by a credit card only. The insurance plans which do not participate in the campaign include life insurance with single premium payment or premium payment period less than 5 years, personal accident insurance (PA), unit-linked insurance and universal life insurance.

   1. Insurance plans that require any health or critical illness rider attachment  
        1.1 Ordinary insurance plans with premium payment period of at least 5 years
   2. Insurance plans that does not require health or critical illness rider attachment
        2.1 Annuity insurance    
         - Muang Thai 9960 (annuity with tax deduction benefit)
         - Muang Thai 8555 G20 (annuity with tax deduction benefit)
         - Muang Thai 8560 G15 (annuity with tax deduction benefit)
         - Muang Thai 9955 (annuity with tax deduction benefit)
         - Flexi Retire 90/5 D 55 (annuity with tax deduction benefit)
         - Flexi Retire 90/5 D 60 (annuity with tax deduction benefit)
         - Flexi Retire 90/5 D 65 (annuity with tax deduction benefit)

• Annual premium payment mode only.
• This offer is for purchase of new insurance plans via all distribution channels of the Company, except sales via Kasikornbank. Please check promotion of premium payment via credit cards at Kasikornbank branches nationwide.
• Conditions are subject to Muang Thai Life Assurance PCL and the banks.
• Please study details of coverage, conditions and exclusions before making a decision to purchase insurance.
• Credit card : Use when necessary and pay back full amount on time to avoid a 16% interest rate per annum.
• Conditions are subject to Muang Thai Life Assurance PCL and the banks.
• Please study details of coverage, conditions and exclusions before making a decision to purchase insurance.

Earn up to 40,000 K Points for customers renewing their policy annually in full payment

Promotion period : 1 December 2024 – 31 December 2024
Customers renewing their policy annually in full payment receive up to 40,000 K Points.

Remarks:
• A customer is eligible to earn up to 20,000 K Points throughout the Promotion Period. This includes the total policy renewals made with Muang Thai Life Assurance via Kasikornbank PCL or agents of Muang Thai Life Assurance PCL, except for automatic deductions via credit cards.
• How to receive K Points and register: This offer is reserved for holders of KBank credit cards who register for the campaign via SMS prior to the transaction. Type MA followed by a space, then the last 12 digits of the credit card number, another space, and the renewed policy number (8-10 digits), and send to 4545888 (3 Baht per SMS). For example: MA 123456789101 5070564786 sent to 4545888. A confirmation message will be sent once successfully registered.
• The Bank will calculate the accumulated Points based on spending in the insurance category, according to the MCC Code designated by Visa and MasterCard International: 00063, 05960, 06300. Only transactions made with the same credit card number and cardholder name between 1 December 2024 – 31 December 2024 (“the Promotion Period”) and only full payment renewals via KBank credit cards are eligible.
How extra K Points are calculated:
• The Bank will calculate spending only from the registered credit card.
• Extra K Points are capped at 20,000 Points/person throughout the Promotion Period.
How regular K Points are calculated:
• For every 25 Baht spent, you will earn 1 regular K Point, except for KBank The Passion credit cards where every 25 Baht spent earns 2 regular K Points.
Examples of K Point calculation in the campaign:
• A cardholder who renews a policy by using a Platinum card and spending 38,500 Baht receives 800 extra K Points and 1,540 regular K Points (calculated as 38,500/25 = 1,540). Total K Points earned are 2,340 points.
• A cardholder who renews a policy by using The Passion card and spending 55,500 Baht receives 2,000 extra K Points and 4,440 regular K Points (calculated as 55,500/25*2= 4,440). Total K Points earned are 6,400 points.
• Regular K Points will appear on the relevant month's credit card statement while extra K Points will be credited to the cardholder's account within 60 days after the Promotion Period.
• If the Cardholder registers more than one credit card, the Bank reserves the right to credit the extra points to the card with the highest spending in the Promotion Period.
• Use when necessary and pay back full amount on time to avoid a 16% interest rate per annum.
• Conditions are as specified by Muang Thai Life Assurance and the Bank.
• Please study details of coverage, conditions and exclusions before making a decision to purchase insurance.
• For more information and conditions on this campaign, please contact K-Contact Center Tel. 02-888-8888.

Redeem points for 10% cash back for the full amount or installments

Offer period : 1 December 2024 – 31 December 2024 via KBank credit cards

When redeeming K Points in the amount equal to the insurance premium payment amount (For the full amount or installments)

How to redeem points
SMS: Type BCB, space, last 12 digits of your credit card number, space and premium payment amount (no decimal point), and send to 4545888 (3 Baht per time).

Example: Mr. A spends 12,500.50 Baht via the credit card No. XXXX123456789999; Mr. A needs to send an SMS to redeem points by typing "KIR 123456789999 12500" and sending it to 4545888. If Mr. A has sufficient K Points, the Bank will deduct points and provide a cashback of 1,250 Baht [12500 x 10%=1,250].
Only Muang Thai Smile Credit Cards receive 0.25% cashback.

Conditions
• You can check your remaining K Points before proceeding by calling Tel. 02-8888888 ext. 823 or via K Plus.
• This promotion is offered by Kasikornbank PCL (“the Bank”). KBank credit cardholders (“the Cardholders”) will receive cashback upon registering for the promotion by sending an SMS to redeem K Points each time to receive a 10% cashback. The SMS must be sent in the format: KIR (space) the last 12 digits of your credit card number (space) followed by the amount of K Points equivalent to the spending (without decimal points), and the SMS must be sent to 4545888 (3 Baht per SMS) from 1 December 2024 – 31 December 2024 .
• If the spending amount contains decimal points, the redeemed K Points will be rounded down to the nearest whole number. Cashback will be calculated based on the whole number only, excluding any decimal amount.
• Example: Mr. A spends 12,500.50 Baht via the credit card No. XXXX123456789999; Mr. A must send an SMS to redeem points by typing "KIR 123456789999 12500" and sending it to 4545888. If Mr. A has sufficient K Points, the Bank will deduct points and provide a cashback of 1,250 Baht [12500 x 10%=1,250].
• The Bank will calculate the cashback based on the qualifying spending amount and according to the amount specified in the SMS for K Point redemption only.
• If K Points are insufficient, the Bank will not proceed with the cashback redemption for the Cardholders.
• Redeemed K Points cannot be cancelled, refunded, or changed under any circumstances.
• The Bank will credit the cashback into the credit card account within 7 working days.
• The Cardholders can check their cashback in the next billing cycle.
• Accumulated points from credit cards with same name and surname can be combined to redeem the cashback for specified transaction (except points from BDMS - KBank credit cards, PTT Blue credit cards, One Siam credit cards, THE PASSION credit cards).
• Points from primary and supplementary cards cannot be combined and cannot be combined with points from other cards.
• Use when necessary and pay back full amount on time to avoid a 16% interest rate per annum.
• For more information and conditions on this campaign, please contact K-Contact Center Tel. 02-888-8888.

Conditions for receiving cashback; Only Muang Thai Smile Credit Cards receive 0.25% cashback.
• Must be insurance premium payment of Muang Thai Life Assurance PCL by Muang Thai Smile Credit Card only
• Insurance premiums for universal life and unit-linked policies, single-premium policies, short-term premium policies, term-life policies, and all personal accident insurance policies (except PA Return Bonus) are not eligible for cashback.
• All types of insurance premium installments, repayment of policy loan and interest, repayment of automatic premium loan (APL) and interest and insurance premium payment by accumulated credit card points are not eligible for the cash back.
• The Bank will credit the cashback to the credit card account within 3 billing cycles from the monthly statement date and after the complete payment in accordance with the specified conditions.
• The calculated cash back from the credit card will be displayed and used to reduce expenses paid by the credit card according to the credit card statement in the month when the cash back is credited.
• Cashback credited to the account cannot be converted to cash or transferred to others.
• There is no minimum spending requirement for insurance premium payments to qualify for cashback.
• In case there is a refund of insurance premiums due to payment cancellation or disputes from using the credit card in all cases, the customer will not be entitled to the cash back. If such case occurs after the Bank has already refunded to the credit card account and used to reduce expenses, the Bank will take back the cash back from the credit card account.
• The right is reserved for the Cardholders with spending according to the conditions and the Cardholders who are still a credit card member with payment record of credit card that meets the conditions specified by the Bank.
• Use when necessary and pay back full amount on time to avoid a 16% interest rate per annum.
• For more information and conditions on this campaign, please contact K-Contact Center Tel. 02-888-8888.

Other conditions
Ineligible spending for the promotion:
• Automatic payments through credit card accounts
• Premiums for unit-linked life insurance (MCC 6211), charges in foreign currencies, KBank Smart Pay 0% monthly instalments, KBank Smart Pay By KPLUS, KBank Smart Pay By By Phone monthly instalments, purchases of investment units (SSF/SSFX/RMF/ThaiESG), all types of tax payments, fees, any transactions deemed to be for trade or commercial purposes, as well as refunded, changed, or cancelled transactions, except:
• Corporate credit cards, MasterCard (Titanium) - KBank Credit Cards, LINE Points Credit Cards, Fleet Cards, Happy Online Credit Cards, ThaiBev Credit Cards, OneSiam - KBank Credit Cards, all types of K-SME Credit Cards, and all business credit cards are not eligible for the promotion.
• The calculation of benefits will be carried out based on the methods determined by the Bank, and the Bank will rely primarily on the data in its system. The Cardholders should retain proof of participation and sales slips for verification if needed.
• To be eligible for the extra K Points or cashback, the Cardholders must have an active credit card account, maintain a good payment record, and comply with the Bank's credit cardholder terms and conditions until the extra K Points or cashback are received.
• Extra K Points or cashback cannot be transferred to others, exchanged for rewards, other benefits, or cash.
• The Bank reserves the right to reclaim benefits, extra points, or cashback from the Cardholder’s account according to the value of the benefits that the Cardholders receive if the extra points or cashback are credited without meeting the conditions or if the Cardholders cancel or disputes the transaction or payment.
• Conditions of the products and/or services are as specified by the insurance provider.
• The Bank is not involved with the products and/or services. If there are any inquiries, please contact the insurance provider directly for further details and conditions.
• The Bank reserves the right to amend, change, or add to the promotion terms and conditions, and/or replace rewards with those of equivalent value, or cancel or revoke any details or conditions of the promotion, whether in whole or in part. This also includes replacing rewards or privileges with those of similar or equivalent value. The Bank will notify of any changes in advance via Kasikornbank’s website.
• Terms and conditions for using KBank credit cards.
• K Point usage conditions are as specified by the Bank.
• Use when necessary and pay back full amount on time to avoid a 16% interest rate per annum.
• Conditions are as specified by Muang Thai Life Assurance and the Bank.
• Please study details of coverage, conditions and exclusions before making a decision to purchase insurance.
• For more information and conditions on this campaign, please contact K-Contact Center Tel. 02-888-8888.