mOnePlus

one time payment Plus future stability

Highlights

withdraw part of the investment from the policy

Opportunity to invest in global assets

Plan Overview

Entry Age 30 days - 80 years old

one-time premium payment

Download Brochure

Speak with an Agent

Office Hours Mon - Fri,
8.30am - 8.00pm

Interested In

I agree to allow Muang Thai Life Assurance PCL to collect and use my personal data provided above to contact me, present,and publicize products and services that I am interested in, as well as for other purposes as specified in the Prospect Privacy Notice.(Required)

I agree and consent to allow Muang Thai Life Assurance PCL to collect, use, and disclose my personal data provided above to contact me for offering other products and services that I may be interested in the future.

In this regard, you can review the details of personal data management and your rights in the Prospect Privacy Notice, and you may withdraw your consent at any time by exercising your rights via https://pdpa-rightrequest.muangthai.co.th. 

 Checking the checkbox shall be deemed as an expression of my intent to provide consent, serving in lieu of a physical signature as evidence.

Provide future security for you and your family, life coverage, and return that match your style, together with coverage and investment opportunity until attaining the age of 99* through single payment.⁽¹⁾

(1) As long as the investment value is sufficient to cover policy expenses.
(2) Fluctuations in investment conditions may result in a decrease in the unit value. Partial withdrawal may reduce the benefits and protections you receive.

All terms and conditions are as specified in the policy, and the underwriting is subject to the Company's rules.

Additional Coverage

Enhance your protection with health and critical illness riders, under a fixed premium throughout the contract (UDR rider), such as

The coverage period must not exceed the coverage period of the life insurance policy that this rider is attached to, and only as long as the investment value is sufficient to pay for the insurance of the riders.

Please study details of the coverage, exclusions and risks before making a decision to purchase insurance.

Comparison of Ordinary Life Insurance, Unit-Linked, Universal Life and Mutual Fund

Comparison	General Life Insurance	Unit-Linked	Universal Life	Mutual Fund
Coverage	Fixed amount in % of the sum insured amount	Chance to receive greater coverage than the sum insured if the investment value adjusts upwards.	Chance to receive greater coverage than the sum insured if the investment value adjusts upwards.	No life coverage (only investment unit redemption value)
Health	Able to purchase health riders	Subject to the Company's conditions		Unable to purchase health riders
Benefits to the Heirs	Directly payable to the heirs (named beneficiaries)			Must establish an inheritance fund/ administrator of an estate, or proceed through the court which can be complicated and time-consuming.
Investment Policy	Investment by the Company	Investment by the customer	Investment by the Company	Investment by the customer
Return/Risk	• Certain but low • Low risk	• Uncertain but with the possibility of higher/lower returns • Medium to high risk (depends on the selected fund)	• Guaranteed minimum returns and potential for higher returns. • Low risk	• Uncertain but with the possibility of higher/lower returns • Medium to high risk (depends on the selected fund)
Tax Benefits • Personal Income Tax	Premium of the base policy + premium of health riders	Only the premium portion for expenses (cost of insurance + fees), excluding the investment portion	Premium	Based on the criteria of the funds (only RMF, SSF and TESG)
Withdrawal(Liquidity)	No Policy loan required (with interest)	Partial withdrawal available		Investment unit redemption
Flexibility	-	Coverage adjustment, premium holiday and top-up premium		Fund switching
Expense Disclosure	Not explicitly disclosed	Explicitly disclosed
Suitable for	Those who need life and health coverage without expecting investment returns	Those who are looking for convenience, an all-in-one solution for both life and health coverage, with the expectation of substantial investment returns	Those who need life and health coverage with guaranteed returns, along with the opportunity for potentially higher returns.	Those who have investment knowledge and can tolerate investment risks as well as expecting returns according to the risk acceptance level

Remarks Tax benefits are according to the criteria specified by the Revenue Department.

Things to know about unit-linked and universal life insurance

Warning : Please study the details of coverage, conditions and risks before making a decision to purchase insurance. Past performance of the fund is not a guarantee of future results. Investors should study information about mutual funds, especially the investment policy, risks and fund performance disclosed in various sources or should request more information from an investment advisor before making investment decisions. Investors should study information about tax benefits in the investment handbook.