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Muangthai UL Plus

Life insurance which completely fulfills your needs

Entry age from<br>30 days - 75 years old

Entry age from
30 days - 75 years old

Coverage<br>Until 99 years old<sup>(3)</sup>

Coverage
Until 99 years old(3)

Premium payment<br>up to age 99

Premium payment
up to age 99

Office Hours Mon - Fri 8.30am - 8.00pm

Interested In

I agree that Muang Thai Life Assurance PCL. Collect and use my personal information above to contact me to offer products and services at I am interested or the company saw that it was beneficial to I have by me to equate the mark In the square is an indication of intent. instead of my consent Signing as evidence. I have read and acknowledged the Privacy Policy.

Life insurance which completely fulfills your needs, guarantees 4%* of minimum return rate in the first year, allows you to choose high coverage and creates long-term financial plan as a legacy, and provides tax deduction benefit.

9 ช่อง Ul En



The conditions specified in the policy and underwriting consideration are in accordance with the company's criteria.


Remark
*Minimum return for calculation of investment value
**Premium of this insurance plan is eligible for personal income tax deduction according to the Notification of the Director-General of the Revenue Department .
- Muang Thai UL Plus is a marketing name of Muang Thai Universal Life 1 Insurance.



Extra Coverage

More reassurance with health and CI riders with fixed premium rate throughout the contract period (UDR Rider), for example,



The coverage period must not exceed the coverage period of the life insurance policy that this rider is attached to, and only as long as the investment value is sufficient to pay for the insurance of the riders.

Please study details of coverage, conditions, and exclusions before making a decision to purchase.


Comparison of Ordinary Life Insurance, Unit-Linked, Universal Life and Mutual Fund


ComparisonGeneral Life InsuranceUnit-LinkedUniversal LifeMutual Fund
CoverageFixed amount in % of the sum insured amountChance to receive greater coverage than the sum insured if the investment value adjusts upwards.Chance to receive greater coverage than the sum insured if the investment value adjusts upwards.No life coverage
(only investment unit redemption value)
HealthAble to purchase health ridersSubject to the Company's conditionsUnable to purchase health riders
Benefits to the HeirsDirectly payable to the heirs (named beneficiaries)Must establish an inheritance fund/ administrator of an estate, or proceed through the court which can be complicated and time-consuming.
Investment PolicyInvestment by the CompanyInvestment by the customerInvestment by the CompanyInvestment by the customer
Return/Risk

• Certain but low
• Low risk

• Uncertain but with the possibility of higher/lower returns
• Medium to high risk (depends on the selected fund)
• Guaranteed minimum returns and potential for higher returns.
• Low risk
• Uncertain but with the possibility of higher/lower returns
• Medium to high risk (depends on the selected fund)
Tax Benefits
• Personal Income Tax
Premium of the base policy + premium of health ridersOnly the premium portion for expenses (cost of insurance + fees), excluding the investment portionPremiumBased on the criteria of the funds (only RMF, SSF and TESG)
Withdrawal(Liquidity)No
Policy loan required (with interest)
Partial withdrawal availableInvestment unit redemption
Flexibility-Coverage adjustment, premium holiday and top-up premiumFund switching
Expense DisclosureNot explicitly disclosedExplicitly disclosed
Suitable forThose who need life and health coverage without expecting investment returnsThose who are looking for convenience, an all-in-one solution for both life and health coverage, with the expectation of substantial investment returnsThose who need life and health coverage with guaranteed returns, along with the opportunity for potentially higher returns.Those who have investment knowledge and can tolerate investment risks as well as expecting returns according to the risk acceptance level


Remarks Tax benefits are according to the criteria specified by the Revenue Department.


This document is for sales purposes only. It is legally reserved not to be reprooduced or modified, partially or wholly. Coverage terms and conditions are specified in the insurance policy issued to the policyholder.


Things to know about unit-linked and universal life insurance



Warning : Please study the details of coverage, conditions and risks before making a decision to purchase insurance. Past performance of the fund is not a guarantee of future results. Investors should study information about mutual funds, especially the investment policy, risks and fund performance disclosed in various sources or should request more information from an investment advisor before making investment decisions. Investors should study information about tax benefits in the investment handbook.



Muangthai UL Plus Product Performance



(1)  The minimum return used to calculate the investment value.
(2)  Life insurance premium of this insurance is eligible for personal income tax deduction. Conditions are as specified by the Revenue Department.

- Muangthai UL Plus is the marketing name of Muangthai Universal Life 1 Insurance Plan.

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