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Muangthai UL Plus

Life insurance which completely fulfills your needs

Entry age from<br>30 days - 75 years old

Entry age from
30 days - 75 years old

Coverage<br>Until 99 years old<sup>(3)</sup>

Coverage
Until 99 years old(3)

Premium payment<br>up to age 99

Premium payment
up to age 99

Download Brochure

Office Hours Mon - Fri 8.30am - 8.00pm

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I agree that Muang Thai Life Assurance PCL. Collect and use my personal information above to contact me to offer products and services at I am interested or the company saw that it was beneficial to I have by me to equate the mark In the square is an indication of intent. instead of my consent Signing as evidence. I have read and acknowledged the Privacy Policy.

Life insurance which completely fulfills your needs, guarantees 4%* of minimum return rate in the first year, allows you to choose high coverage and creates long-term financial plan as a legacy, and provides tax deduction benefit.

9 ช่อง Ul En



The conditions specified in the policy and underwriting consideration are in accordance with the company's criteria.


Remark
*Minimum return for calculation of investment value
**Premium of this insurance plan is eligible for personal income tax deduction according to the Notification of the Director-General of the Revenue Department .
- Muang Thai UL Plus is a marketing name of Muang Thai Universal Life 1 Insurance.


Example of Investment Allocation
Muangthai UL Plus
Data as of 30 December 2024
Average rate of return (%)
Rate of return (%)
Month
Data as of 28 February 2025
*The returns shown are the investment returns from the monthly investment portion announced before deducting insurance-related expenses.
Note :
- Past performance of the fund does not guarantee future results. Policyholders should study and understand the details of coverage, conditions, and exclusions before deciding to purchase insurance.
- You can check investment values on the MTL Click Application or call 1766, press 6.
- Muang Thai UL Plus is the marketing name for the Muang Thai Universal Life 1 policy, which has had its conditions and investment policy changed for new sales from June 2021 onwards
Top 5 Fixed Income
Investment Proportion
Government bond
21.70%
Government bond
14.60%
Government bond
12.20%
Government bond
9.90%
SCG CHEMICALS PUBLIC COMPANY LIMITED
9.10%
Top 5 Equities
Investment Proportion
SAPPE PUBLIC COMPANY LIMITED
1.50%
SYNNEX (THAILAND) PUBLIC COMPANY LIMITED
1.60%
COM7 PUBLIC COMPANY LIMITED
1.50%
AMATA CORPORATION PUBLIC COMPANY LIMITED
1.30%
KRUNG THAI BANK PUBLIC COMPANY LIMITED
1.20%
Historical Returns of Muang Thai UL Plus
Period
First Policy Year Return
Average Portfolio Return
Feb 2025
0.32 %
0.10 %
Last 3 months
1.12 %
0.44 %
Last 6 months
3.42 %
2.04 %
Last 1 year
6.62 %
3.75 %
Last 3 years

7.01 %
Last 5 years


Since launch*

6.60 %
Data as of 28 February 2025
*The returns shown are the investment returns from the monthly investment portion announced before deducting insurance-related expenses.
Note :
- Past performance of the fund does not guarantee future results. Policyholders should study and understand the details of coverage, conditions, and exclusions before deciding to purchase insurance.
- You can check investment values on the MTL Click Application or call 1766, press 6.
- Muang Thai UL Plus is the marketing name for the Muang Thai Universal Life 1 policy, which has had its conditions and investment policy changed for new sales from June 2021 onwards.
Historical Returns
Month
Monthly Return of the First Policy Year*
Portfolio Return
February 2025
0.32 %
0.10 %
January 2025
0.35 %
0.11 %
December 2024
0.46 %
0.23 %
November 2024
0.33 %
0.11 %
October 2024
0.92 %
0.69 %
September 2024
1.01 %
0.79 %
August 2024
0.54 %
0.31 %
July 2024
0.69 %
0.47 %
June 2024
0.47 %
0.24 %
May 2024
0.47 %
0.23 %
April 2024
0.34 %
0.11 %
March 2024
0.54 %
0.30 %
February 2024
0.38 %
0.16 %
January 2024
0.62 %
0.39 %
December 2023
1.12 %
0.91 %
November 2023
1.69 %
1.50 %
October 2023
0.74 %
0.52 %
September 2023
0.35 %
0.12 %
August 2023
0.37 %
0.13 %
July 2023
0.47 %
0.24 %
June 2023
0.32 %
0.08 %
May 2023
0.49 %
0.25 %
April 2023
0.32 %
0.08 %
March 2023
0.57 %
0.35 %
February 2023
0.30 %
0.08 %
January 2023
0.81 %
0.58 %
December 2022
0.90 %
0.69 %
November 2022
1.57 %
1.40 %
October 2022
1.41 %
1.21 %
September 2022
0.33 %
0.10 %
August 2022
1.17 %
0.96 %
July 2022
1.43 %
1.43 %
June 2022
0.67 %
0.67 %
May 2022
4.06 %
4.06 %
April 2022
0.32 %
0.32 %
March 2022
0.56 %
0.56 %
February 2022
0.38 %
0.38 %
January 2022
0.33 %
0.33 %
December 2021
0.42 %
0.42 %
November 2021
0.48 %
0.48 %
October 2021
0.33 %
0.33 %
September 2021
0.40 %
0.40 %
August 2021
0.23 %
0.23 %
Data as of 28 February 2025
*The returns shown are the investment returns from the monthly investment portion announced before deducting insurance-related expenses.
Note :
- Past performance of the fund does not guarantee future results. Policyholders should study and understand the details of coverage, conditions, and exclusions before deciding to purchase insurance.
- You can check investment values on the MTL Click Application or call 1766, press 6.
- Muang Thai UL Plus is the marketing name for the Muang Thai Universal Life 1 policy, which has had its conditions and investment policy changed for new sales from June 2021 onwards
     Historical performance results of other Universal Life products, click!! 


Extra Coverage

More reassurance with health and CI riders with fixed premium rate throughout the contract period (UDR Rider), for example,



The coverage period must not exceed the coverage period of the life insurance policy that this rider is attached to, and only as long as the investment value is sufficient to pay for the insurance of the riders.

Please study details of coverage, conditions, and exclusions before making a decision to purchase.


Comparison of Ordinary Life Insurance, Unit-Linked, Universal Life and Mutual Fund


Comparison General Life Insurance Unit-Linked Universal Life Mutual Fund
Coverage Fixed amount in % of the sum insured amount Chance to receive greater coverage than the sum insured if the investment value adjusts upwards. Chance to receive greater coverage than the sum insured if the investment value adjusts upwards. No life coverage
(only investment unit redemption value)
Health Able to purchase health riders Subject to the Company's conditions Unable to purchase health riders
Benefits to the Heirs Directly payable to the heirs (named beneficiaries) Must establish an inheritance fund/ administrator of an estate, or proceed through the court which can be complicated and time-consuming.
Investment Policy Investment by the Company Investment by the customer Investment by the Company Investment by the customer
Return/Risk

• Certain but low
• Low risk

• Uncertain but with the possibility of higher/lower returns
• Medium to high risk (depends on the selected fund)
• Guaranteed minimum returns and potential for higher returns.
• Low risk
• Uncertain but with the possibility of higher/lower returns
• Medium to high risk (depends on the selected fund)
Tax Benefits
• Personal Income Tax
Premium of the base policy + premium of health riders Only the premium portion for expenses (cost of insurance + fees), excluding the investment portion Premium Based on the criteria of the funds (only RMF, SSF and TESG)
Withdrawal(Liquidity) No
Policy loan required (with interest)
Partial withdrawal available Investment unit redemption
Flexibility - Coverage adjustment, premium holiday and top-up premium Fund switching
Expense Disclosure Not explicitly disclosed Explicitly disclosed
Suitable for Those who need life and health coverage without expecting investment returns Those who are looking for convenience, an all-in-one solution for both life and health coverage, with the expectation of substantial investment returns Those who need life and health coverage with guaranteed returns, along with the opportunity for potentially higher returns. Those who have investment knowledge and can tolerate investment risks as well as expecting returns according to the risk acceptance level


Remarks Tax benefits are according to the criteria specified by the Revenue Department.


This document is for sales purposes only. It is legally reserved not to be reprooduced or modified, partially or wholly. Coverage terms and conditions are specified in the insurance policy issued to the policyholder.


Things to know about unit-linked and universal life insurance



Warning : Please study the details of coverage, conditions and risks before making a decision to purchase insurance. Past performance of the fund is not a guarantee of future results. Investors should study information about mutual funds, especially the investment policy, risks and fund performance disclosed in various sources or should request more information from an investment advisor before making investment decisions. Investors should study information about tax benefits in the investment handbook.




(1)  The minimum return used to calculate the investment value.
(2)  Life insurance premium of this insurance is eligible for personal income tax deduction. Conditions are as specified by the Revenue Department.

- Muangthai UL Plus is the marketing name of Muangthai Universal Life 1 Insurance Plan.

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