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Cover Whistle Blowing Policy 715 388

Muang Thai Life Assurance Public Company Limited (MTL) conducts business with integrity, transparency, morality and good corporate governance principles. The Whistle-blowing Policy has been established to allow stakeholders to report offenses or complaints with good faith through various channels. If the Company’s directors, executives, employees, agents, brokers and staff are found to commit offenses, whether they are corruption, violations against laws, rules, regulations, principles of business units, whistle-blowers can inform such cases or make complaints through the specified channels. However, names of whistle-blowers shall be kept confidential and they shall be protected both during the investigation and after the process is completed.

1. Non-compliance with laws, rules, regulations and the Company's principles.
2. Incorrect practices in accordance with professional standards, ethics and code of conduct.
3. Fraud, corruption.
4. Conflict of interest.
5. Insurance fraud or any reasonable grounds to suspect insurance fraud.
6. Omission of duties or malpractice.
7. Unauthorized disclosure of corporate information.
8. Complaints related to sales presentations and services.

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