NCDs - Common Diseases from Behavior, and All Ages are at Risk!

Working during the day, partying at night. Living a life like this may put you at risk of getting sick. Especially young people with hundreds of duties like us, we have to take care of ourselves because our daily lives put us at risk of getting serious diseases like NCDs easily. The younger we are, the higher the risk if we do not change our behavior.

Current lifestyles can have negative effects on health, such as eating unhealthy food, not getting enough sleep because of watching series, or working so hard that you do not have time to rest. These cause higher risk of having NCDs. Today, Muang Thai Life Assurance will take you to get to know NCDs, groups of diseases, behaviors that are at risk, and how to take care of yourself. 

As mentioned, young people like us have to be careful because NCDs can occur at any age and can accumulate as a silent threat to the body. NCDs or non-communicable diseases are a group of chronic non-communicable diseases. To put it simply, they are not diseases caused by any germs, but are diseases caused by our daily habits, such as eating unhealthy, salty, or sweet foods, working hard and not getting enough rest, etc.

NCDs are diseases that develop slowly and accumulate symptoms continuously. When symptoms appear, they tend to become chronic. Examples of NCDs are as follows.

• Cardiovascular diseases such as hypertension and coronary artery disease
• Cerebrovascular disease
• Diabetes
• Cancers
• Chronic respiratory diseases such as chronic obstructive pulmonary disease, emphysema
• Central obesity

Source: Bangpakok 3 Hospital  (Data as of 14/06/2022)

Currently, numbers of patients with NCDs have been increasing continuously and the patients are getting younger. The initial risk factor that is clearly seen is the weight of Thais in that the numbers of overweight people are increasing. This causes risk factors that lead to NCDs.

In Thailand, approximately 320,000 people die from NCDs per year, an average of 37 people per hour. The number one cause is cerebrovascular disease, accounting for 4.59% or approximately 28,000 people, following by ischemic heart disease, chronic obstructive respiratory disease, diabetes, and hypertension. The main causes are eating sweet, fatty, and salty foods, drinking alcohol, smoking, and not exercising. These behaviors increase the likelihood of death. Most of them are working-age people. So, if you work hard and get little rest, you must be careful!

Source: Mahidol University (Data as of 12/01/2018), Department of Mental Health (Data as of 01/11/2021)

As mentioned earlier, the main cause of NCDs is our habitual daily behaviors, such as eating very sweet, very salty, high-fat foods, enjoying barbecue parties, drinking alcohol, smoking, not exercising, not getting enough sleep, and being stressed often, etc. Therefore, people with this lifestyle are at higher risk of developing NCDs than others.

Change your behavior to reduce risk of NCDs.

Eat a balanced diet with all 5 food groups, focusing on vegetables and fruits.

• Avoid foods that are too sweet, too salty, high-fat, and grilled.
• Exercise at least 30 minutes/ time, 5 times a week.
• Avoid drinking alcohol.
• Stop smoking.
• Get enough rest.
• Have an annual health check.
  

Source:  Bumrungrad Hospital (Data as of 05/10/2021)

As we have seen, NCDs are silent threats that gradually accumulate in our bodies due to habitual behavior. Therefore, regardless of lifestyle, we are at risk of getting sick if we do not change our risky behavior. Having health insurance before getting sick can help reduce the burden of medical expenses when we are sick.

Therefore, health insurance will make you confident about health treatment. D Health Plus offers lump sum benefits for room and treatment fees of 5 million Baht(1), and covers general diseases and critical illnesses. Premium is up to 53 Baht/ day(2). To have comprehensive health protection, you can add Care Plus to have coverage for cancer and every stage of chronic kidney disease.

✔️ Lump sum benefits for standard single room, ICU room, physician fee, medication fee, examination fee, surgery fee based on actual expense.

✔️ Get standard single room in any hospitals.

✔️ Able to change coverage plan; in case of choosing a plan with deductible, you will get cheaper premium and you can upgrade the plan after retirement.

✔️ Prepare now with Care Plus to have coverage for cancer and every stage of chronic kidney disease as well as IPD and OPD coverage of up to 10 million Baht/ year(3).
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☑️ Tel. 02-015-5447 during 09.00 - 17.00 hrs.

☑️ Contact life insurance agents

(1) In case of choosing coverage plan of 5 million Baht which is coverage limit per hospitalization.

(2) For 25-year-old male insured who chooses coverage plan of 5 million Baht with annual premium payment.

(3) In case of choosing coverage for cancer and chronic kidney disease under a plan of 5 million Baht.

• D Health Plus must be purchased to be attached to in-force policy.
• Coverage period of the rider must not exceed the coverage period of the life insurance policy that this rider is attached to.
• Care Plus covers medical service fees for cancer and/ or chronic kidney disease treatment according to treatments specified by the Company.
• Premium is eligible for tax deduction.
• Conditions are as specified by the Revenue Department.
• Underwriting is subject to the
• Company’s rules.
• Conditions are subject to the medical standards and necessity.
• Please study the details of coverage, conditions and exclusions before making a  decision to purchase insurance.