Why D Care? Why Should you Buy it?

Who has ever been like this: when seeing people around you get sick or consuming a lot of media about critical illnesses, you start to worry that you might get sick because both lifestyle habits and symptoms seem to fit you more and more as you read. After getting a health check-up and finding nothing, you still feel anxious and want to buy life and health insurance to help in times of illness. You want to choose the diseases yourself, but you can’t find the right one. Muang Thai Life Assurance has designed D Care Critical Illness Rider that lets you choose the group of diseases you are worried about, along with the stages of the disease. Let's see why D Care makes you feel "good to be able to choose" and why you should buy it.

Choose the group of diseases you are worried about.

Because people’s worries about diseases differ, buying health coverage that allows you to choose the group of diseases is something many people need. D Care Critical Illness Rider fits this perfectly because you can choose the group of diseases you’re worried about, such as cancer, heart diseases, nervous system and brain diseases, or organ transplants like liver, kidney, and bone marrow, among others. If you’re worried about a specific disease, you can buy coverage only for that group.

Choose the stages of the disease you’re worried about.

Once you’ve chosen the group of diseases you’re worried about, another special feature of the D Care Critical Illness Rider is that you can choose the severity stages of the disease, from the early stages to severe stages, or just cover the severe stages. If diagnosed, you can receive a lump sum benefit of up to 5 million Baht (1) for treatment. Being able to choose the stage of the disease yourself helps alleviate concerns if you contract a disease in the group you purchased. With D Care Critical Illness Rider, you can receive a lump sum benefit for treatment immediately.

Choose your coverage amount.

D Care Critical Illness Rider not only allows you to choose the group of diseases and the stages of the disease you’re worried about, but you can also choose your coverage amount. Normally, when buying health coverage, you buy a fixed plan, but D Care Critical Illness Rider allows you to select the coverage amount as you desire, from 500,000 to 2,500,000 Baht, depending on your level of concern.

Choose to pay the premium in cash or by credit card.

Many people have different preferences when it comes to paying their insurance premiums. Muang Thai Life Assurance offers various payment options, including cash and credit card. Especially with credit cards, there are promotions to increase value even more. When you pay your premium with participating credit cards, you can choose to pay in installments with 0% interest or redeem for a 13% cashback (2). It’s worth it! Choose the promotion as you like.

• Easy 0% installments for 3 months with KBank credit cards or Krungsri Consumer credit cards for paying the premium for both the first year and renewals.
• For KTC credit card members, redeem for a 13% cashback when paying the premium for both the first year and renewals.
  

Seeing the benefits of D Care Critical Illness Rider, which allows you to choose the group of diseases, the stage of the disease, the coverage amount, and even the payment method, gives you the feeling that "it's good to be able to choose" with D Care Critical Illness Rider, which covers you from the early stages to the severe stages, up to 5 million Baht (1). The daily premium is less than 9 Baht (3). The entry age is up to 70 years, and you can pay the premium by credit card. Critical illnesses cannot always hurt you financially, you can choose everything to cover your needs.

(1) In case of selecting early and late stages and in case the insured has not claimed the benefit of the early stage coverage before
(2) Conditions are as specified by Muang Thai Life Assurance and the banks.
(3) For male insured, age 35, choosing a sum insured of 2,500,000 Baht, covering heart and vascular diseases, early and severe stages, and paying an annual premium.
Remarks:

● Coverage period of the rider must not exceed the coverage period of the life insurance policy that this rider is attached to.
● D Care Critical Illness Rider must be attached to an effective policy. 
● Underwriting is subject to the Company’s rules.
● Coverage conditions are as specified in the insurance policy.
● Premium is eligible for tax deduction. Conditions are as specified by the Revenue Department.
● Please study details of coverage, conditions and exclusions before making a decision to purchase insurance.