Group Life Insurance

What is Group Insurance (GROUP INSURANCE)?

Group insurance generally provides various types of insurance coverage to employees under a single policy. The risk is assessed based on the average of the entire group, considering factors such as age, gender, occupation, and the amount of coverage. The premium is calculated to be a single rate applied to everyone in the group, which reduces the cost of insurance and results in overall lower premiums compared to individual life insurance policies.Good employee benefits are crucial for attracting and retaining valuable employees, as they provide peace of mind in the event of accidents, illness, or disability. Employees receive comprehensive and appropriate coverage. In addition to relatively low premiums, group life insurance policies have terms that are suitable for retailers, private businesses, and government agencies that summarize their performance annually. Typically, the business owner pays all the premiums for the employees as a form of encouragement and motivation.

Group Life Insurance Coverage

Group life insurance provides coverage for death in any circumstance, whether due to illness or accident, 24 hours a day, worldwide, both domestically and internationally. If the insured person passes away, the company will pay the life insurance benefit to the beneficiaries or heirs of the insured person.

Highlights of Our Group Insurance

1. One of the largest life insurance companies with the highest number of group insurance clients.
2. Over 40 years of experience in providing group insurance services, offering effective group insurance consultation.
3. Fast and efficient service with clear procedures within the specified timeframe, certified by ISO 9001:2015 (specifically for group insurance).
4. Policy services that reduce organizational expenses and streamline HR processes.
5. Flexible and adaptable services tailored to meet the needs of customers.

Group Insurance Coverage

1. Coverage for acupuncture treatment in hospitals and by modern medicine doctors.
2. Health insurance coverage for the treatment of immunodeficiency diseases (HIV) (excluding group CI).
3. Outpatient physical therapy as prescribed by a doctor.

Group Disability Insurance Add-on

Coverage for permanent disability or total disability resulting from injury or illness.

1. Disability insurance due to accident or illness (TPI).
2. Disability insurance due to accident (TPI).

Critical Illness Group Insurance Add-on

Coverage for cases where the insured is diagnosed with a serious illness or requires surgery as per the critical illness coverage definition in the add-on. After the company receives sufficient medical evidence of the illness or surgery for diagnosis, the company will pay the insured amount as specified in the add-on policy to the insured and will consider the individual coverage under the add-on policy to be terminated.

Group Health Insurance Add-on

1. Inpatient health insurance (IPD).
2. Outpatient health insurance (OPD).
3. Dental care coverage (Dental Care Benefit).
4. Maternity coverage (Maternity Benefit).
5. Coverage for high-cost injuries or illnesses (Major Medical Benefit).