Small Group & Housekeeping Package

Insurance for Your Valuable Assistant

Entry Age
16 - 69 years old

Coverage up to age 70.

Coverage for IPD and OPD.

Office Hours Mon - Fri 8.30am - 8.00pm

Interested In

I agree that Muang Thai Life Assurance PCL. Collect and use my personal information above to contact me to offer products and services at I am interested or the company saw that it was beneficial to I have by me to equate the mark In the square is an indication of intent. instead of my consent Signing as evidence. I have read and acknowledged the Privacy Policy.

Summary of Coverage

The company will pay benefits for necessary and appropriate expenses incurred for medical treatment as medically necessary and standard, up to the actual amount paid after the waiting period, but not exceeding the benefits specified in the coverage table.

Coverage Table	Plan 1	Plan 2
Group Life Insurance
Coverage for death in any case, 24 hours worldwide, except for suicide in the first year of the policy or murder by the beneficiary	50,000	50,000
Inpatient Medical Benefits (Voluntary Group Health Insurance - Separate Charges)
Room, board, daily nursing service per day per hospital stay (up to 120 days)	600	1,000
Daily hospital visit by a physician per day per hospital stay (up to 120 days)	400	600
Surgery and procedure fees per hospital stay (paid as incurred) up to	30,000	40,000
Anesthesiologist fees per hospital stay (paid as incurred) up to	3,500	4,500
Surgery room and surgical equipment fees per hospital stay	3,500	4,500
Emergency outpatient treatment fees (due to accidents within 24 hours) per injury	2,500	3,500
Other hospital treatment fees per hospital stay	9,000	15,000
Outpatient diagnostic and laboratory examination fees per injury or illness	3,000	3,000
Annual premium example for a male aged 35	2,282	3,421
Annual premium example for a female aged 35	2,965	4,457

Purchase Additional Insurance

Endorsement Extending Medical Treatment..	Plan 1	Plan 2
Coverage for outpatient medical treatment per visit (one visit per day, up to 30 visits per policy year)	500	1,000
Annual premium example for a male aged 35	1,727	3,069
Annual premium example for a female aged 35	2,206	4,030

Notes for the Summary of Coverage Table:

⁽¹⁾ In case the insured needs to be treated in the Intensive Care Unit (ICU), the benefits for room, board, and daily nursing service as per the benefit table will be doubled, but will be paid for a maximum of 7 days, provided that the total benefits including room charges do not exceed 120 days.
⁽²⁾ According to the coverage conditions.
⁽³⁾ Occurring within 30 days before or after hospitalization.

Notes for the Group Insurance Project for Welfare of Small Businesses and Domestic Employees:
- The underwriting consideration is based on the company's criteria.

- The Group Insurance Project for Welfare of Small Businesses and Domestic Employees is the marketing name for the term group life insurance policy, the voluntary group health insurance rider with separate charges, and the endorsement extending voluntary outpatient medical treatment coverage (if additionally purchased).

- Renewal and premium adjustment: The insurance policy has a term of 1 year and may be renewed at the end of each policy year. The company reserves the right to change the premium rates on the policy anniversary due to changes in conditions, types, number of insured persons, occupational age levels, benefit amounts, increased medical expenses, claims experience, and the company has given at least 31 days' notice to the policyholder.

Cases Where the Company Will Not Provide Coverage

If the policyholder and/or the insured knowingly make false statements or withhold any known true information at the time of applying for insurance, the insurance contract will be voidable. The company may cancel the contract and refuse to pay according to the policy.
If the insured voluntarily commits suicide within 1 year from the date of joining the insurance or is intentionally killed by the beneficiary.
If there is a misstatement of age that results in the insured being covered by the insurance contract when they were not eligible for insurance or did not meet the required qualifications.

Exclusions of Coverage
Exclusions under the term group life insurance policy include the following: The company will not pay according to this insurance policy in case of suicide or murder when it appears that

The insured voluntarily commits suicide (self-destruction) within 1 year from the date of joining the insurance.
The insured is intentionally killed by the beneficiary.

Exclusions under the Voluntary Group Health Insurance Rider with Separate Charges
There are 26 exclusions, such as:

Expenses from medical treatment or damages caused by injuries or illnesses (including complications) from chronic diseases, illnesses, or injuries that have not been cured before the insurance contract date, treatment of congenital conditions, developmental problems, or genetic disorders.
Examinations, treatments, or surgeries for cosmetic purposes, or for skin conditions, acne, blemishes, freckles, dandruff, hair loss, weight control, or elective surgeries unless it is for reconstructing injuries covered by the insurance.
Pregnancy, miscarriage, abortion, childbirth, complications from pregnancy, infertility treatments (including diagnosis and treatment), sterilization, or contraception.

Exclusions under the Endorsement Extending Voluntary Outpatient Medical Treatment Coverage (if additionally purchased)
The endorsement extending voluntary outpatient medical treatment coverage includes the terms and exclusions of liability under the voluntary group health insurance rider with separate charges to which this endorsement is attached.

Additional Group Health Insurance for COVID-19 (COVID-19 Plus)	Plan 1	Plan 2
Coverage for inpatient treatment due to COVID-19	50,000	100,000
Annual premium example for a male aged 35	297	594
Annual premium example for a female aged 35	297	594