Data as of 31 Jan 2024
Index level = 239.88 Exchange rate = 35.2676 THB per 1 USD

 

Policy Issue Date

Initial Valuation
Date

Index Level at Initial Valuation Date

Exchange rate
at Initial Valuation Date
(Unit: USD/THB)

Participation rate
(PR)

Final Valuation
Date

Indicative dividend
at maturity

1 Oct 2020 - 25 Oct 2020

30 Oct 2020

243.54

31.2310

40%

6 Oct 2030

0.00%

26 Oct 2020 - 25 Nov 2020

30 Nov 2020

257.27

30.2985

40%

20 Oct 2030

0.00%

26 Nov 2020 - 25 Dec 2020

30 Dec 2020

261.86

30.0794

40%

23 Nov 2030

0.00%

26 Dec 2020 - 25 Jan 2021

29 Jan 2021

262.07

30.0389

40%

14 Dec 2030

0.00%

26 Jan 2021 - 22 Feb 2021

25 Feb 2021

266.07

30.0390

40%

25 Jan 2031

0.00%

23 Feb 2021 - 25 Mar 2021

31 Mar 2021

265.97

31.2400

40%

9 Feb 2031

0.00%

26 Mar 2021 - 25 Apr 2021

30 Apr 2021

268.37

31.2685

40%

11 Mar 2031

0.00%

26 Apr 2021 - 25 May 2021

28 May 2021

269.94

31.2985

40%

29 Mar 2031

0.00%

26 May 2021 - 25 Jun 2021

30 Jun 2021

270.46

32.0435

40%

17 May 2031

0.00%

26 Jun 2021 - 25 Jul 2021

30 Jul 2021

270.13

32.9075

40%

11 Jun 2031

0.00%

26 Jul 2021 - 25 Aug 2021

31 Aug 2021

273.682

32.3800

40%

19 Jul 2031

0.00%

26 Aug 2021 - 25 Sep 2021

30 Sep 2021

268.609

33.8768

40%

17 Aug 2031

0.00%

26 Sep 2021 - 25 Oct 2021

29 Oct 2021

270.08

33.2930

40%

18 Sep 2031

0.00%

26 Oct 2021 - 25 Nov 2021

30 Nov 2021

271.3

33.7385

40%

12 Oct 2031

0.00%

26 Nov 2021 - 25 Dec 2021

30 Dec 2021

270.63

33.5430

40%

16 Nov 2031

0.00%

26 Dec 2021 - 25 Jan 2022

31 Jan 2022

266.55

33.2630

40%

15 Dec 2031

0.00%

26 Jan 2022 - 23 Feb 2022

28 Feb 2022

264.59

32.5480

40%

20 Jan 2032

0.00%

24 Feb 2022 - 25 Mar 2022

31 Mar 2022

257.97

33.3580

40%

15 Feb 2032

0.00%

26 Mar 2022 - 25 Apr 2022

29 Apr 2022

252.26

34.4530

40%

14 Mar 2032

0.00%

26 Apr 2022 - 25 May 2022

31 May 2022

250.43

34.1660

40%

18 Apr 2032

0.00%

26 May 2022 - 25 Jun 2022

30 Jun 2022

246.0313

35.0730

40%

20 May 2032

0.00%

26 Jun 2022 - 25 Jul 2022

27 Jul 2022

249.1

36.6730

40%

15 Jun 2032

0.00%

26 Jul 2022 - 25 Aug 2022

31 Aug 2022

244.29

36.6100

40%

19 Jul 2032

0.00%

26 Aug 2022 - 25 Sep 2022

30 Sep 2022

237.05

38.2910

40%

11 Aug 2032

0.44%

26 Sep 2022 - 25 Oct 2022

31 Oct 2022

236.3

37.7200

40%

13 Sep 2032

0.57%

26 Oct 2022 - 25 Nov 2022

30 Nov 2022

240.11

35.5920

40%

17 Oct 2032

0.00%

26 Nov 2022 - 25 Dec 2022

30 Dec 2022

234.84

34.6563

40%

19 Nov 2032

0.87%

26 Dec 2022 - 25 Jan 2032

31 Jan 2023

240.87

32.7730

40%

19 Dec 2032

0.00%

26 Jan 2032 - 25 Feb 2032

28 Feb 2023

235.92

35.4830

40%

16 Jan 2033

0.67%

26 Feb 2023 - 25 Mar 2023

31 Mar 2023

236.25

34.285

40%

24 Feb 2033

0.63%


26 Mar 2023 - 25 Apr 2023

28 Apr 2023

237.99

34.090

40%

26 Mar 2033

0.33%








26 Apr 2023 - 25 May 2023

31 May 2023

233.53

34.748

40%

12 Apr 2033

1.10%








26 May 2023 - 25 Jun 2023

30 Jun 2023

238.45

35.346

40%

25 May 2033

0.24%

26 Jun 2023 - 25 Jul 2023

31 Jul 2023

240.36

34.0821

40%

12 Jun 2033

0.00%

26 Jul 2023 - 25 Aug 2023

31 Aug 2023

237.18

35.13

40%

25 Jul 2033

0.46%

26 Aug 2023 - 25 Sep 2023

29 Sep 2023

232.34

36.7695

40%

16 Aug 2033

1.25%

26 Sep 2023 - 25 Oct 2023

31 Oct 2023

228.44

36.045

40%

15 Sep 2033

1.96%

26 Oct 2023 - 25 Nov 2023

30 Nov 2023

233.7

34.7315

40%

10 Oct 2033

1.07%

26 Nov 2023 - 25 Dec 2023

29 Dec 2023

240.68

34.4705

40%

30 Sep 2033

0.00%

26 Dec 2023 - 25 Jan 2024

31 Jan 2024

239.88

35.5475

40%

09 Dec 2033

0.00%

 
Formula of indicative dividend calculation at maturity

 

Description
- Muang Thai 101 Plus Campaign is a marketing name of Muang Thai Smart Linked Plus 10/1 (Global) insurance plan.
- Index refers to Citi Global Multi Asset USD VT5 Series 3 Index. For more information, please visit https://investmentstrategies.citi.com/indice/CIXBFU35/12/2
- Since Citi Global Multi Asset USD VT5 Series 3 Index is calculated in USD, index performance between the initial valuation date and final valuation date will be translated from USD to THB based on the exchange rate that Muang Thai Life Assurance Public Company Limited transacts on those days The exchange rate for payment transaction of this policy is based on subscription and/or redemption rate, whichever the case may be, upon date and time executed by the Company. The Company selects the best rate among 3 banks i.e. Kasikornbank PCL, Siam Commercial Bank PCL and Krungthai Bank PCL. The Company might consider changing to other banks if they offer better exchange rate
- The date of policy issuance means the date when the Company approves the insurance
- Index level at initial valuation date is the index level of the first date of investment (calculated within 45 days after the insurance policy).
- Exchange rate at Initial Valuation Date is Exchange rate at investment Valuation Date (calculated within 45 days after the insurance policy)
- Participation rate (PR) is a pre-determined rate that investor will receive from any positive return from the underlying performance between initial valuation date and final valuation rate. The participation rate may vary by market environment at policy inception

Disclaimer
- Past performance is not indicative of future return
- For other benefit payable, policy conditions and risks, please refer to policy contract
- Muang Thai Life Assurance Public Company Limited will invest according to the index within 45 days after the insurance policy issued and will calculate the index performance within 45 days prior to insurance policy maturity
- In case final valuation date falls on a Public holiday according to notification, it shall be postponed to the next business day
- Actual dividend at maturity may differ from the indicative dividend
- Return of the index is calculated in USD, thus dividend at maturity is exposed to exchange rate volatility. However, policyholder still receive maturity benefit as stated in policy conditions because maturity benefit is not exposed to exchange rate risk
- Dividend calculated based on Citi Global Multi Asset USD VT 5 Series 3 Index contains risks including 
        1. Fluctuation of the index level risk (market risk) - Thus, the Company does not guarantee maturity dividend, and 
        2. Foreign exchange risk – The index is in USD currency. Thus, a risk on exchange rate volatility of THB currency and USD currency may exist.
        However, the policyholder will still receive full amount of conditional cash bonus once reaching contract maturity as the conditional cash bonus has no market risk or foreign exchange risk.
- Upon the occurrence of a cancellation of Citi Global Multi Asset USD VT5 Series 3 Index, Muang Thai Life Assurance Public Company Limited reserve the right to determine an appropriate replacement index. If Muang Thai Life Assurance Public Company Limited is unable to replace the Index, cancellation and payment will be applied
- Citi is a registered trademark and service mark of Citigroup Inc. or its affiliates and is used and registered throughout the world. Muang Thai Smart Linked Plus 10/1 (Global) (the “Financial Product”) is not sponsored, endorsed, sold or promoted by Citigroup, and Citigroup makes no representation regarding the advisability of investing in such Financial Product. Citigroup gives no express or implied warranties, including, but not limited to, any warranties of merchantability or fitness for a particular purpose or use. In no event shall Citigroup be liable for any direct, indirect, special or consequential damages in connection with any use of the Citigroup data and information.