1. A Muang Thai Smile Club member is entitled to receive up to 4 privileges/month. 
2. In case of receiving defective or damaged goods from production, please inform the Customer Service Center within 3 days after the redemption date only.
3.  Agents and staff of Muang Thai Life Assurance PCL can participate in this campaign.
4. Accumulated Smile Points cannot be combined, transferred, and returned after redemption under any circumstances. 
5. Point redemption conditions are as specified by Muang Thai Life Assurance PCL. 
6. Accumulated Smile Points are only a symbol used for claiming the privilege to participate in Muang Thai Smile Club activities which are arranged for building relations with customers who apply for Muang Thai Smile Club membership.
7.  For more information, please contact Tel. 1766, available 24/7.