1. A Muang Thai Smile Club member is entitled to up to 2 privileges/day.
2. Muang Thai Smile Club members can redeem Smile Points via MTL Click Application and show the privilege code from the Application to the staff within the specified time.
3. Captured screenshots cannot be used to receive the privilege under any circumstance
4. Incorrect, expired or used code is not valid for the privilege redemption.
5. The code can be presented at all participating branches of AMOR to receive the privilege.
6. The code is valid for the specified privilege. The privilege cannot be exchanged or converted into cash.
7. Agents and staff of Muang Thai Life Assurance PCL can participate in this campaign.
8. The points cannot be combined, transferred or refunded under any circumstances. 
9. Point redemption conditions are as specified by Muang Thai Life Assurance PCL.
10. Service conditions are as specified by AMOR.
11. Accumulated Smile Points are only a symbol used for claiming the privilege to participate in Muang Thai Smile Club activities which are arranged for building relations with customers who apply for Muang Thai Smile Club membership.
12. For more information, please call Tel. 1766, every day 24/7