Things to Do Before 30
September 25, 2022
5 minutes
During 20 – 30 years old, many of you are finding passion, meeting new friends in different environment, be independent, and making own money. While you are enjoying your life, you might forget that the clock is ticking. You should have financial and health planning while getting new experience and skills before 30. After that, conditions in your life might change and you might have more responsibilities.
Today, Muang Thai Life Assurance has good tips about things to do before 30.
Travel for new experience and opportunity
Travel is not just about leisure, but it is for having new experiences and the opportunity to learn or discover something along the journey. You might have a solo backpacking trip abroad, or new ideas from a coffee shop in South Korea, or discover that you love hiking.
You cannot get such experience from a classroom. So, when you have time and be independent, you should live your life and try new things to discover a new side of you.
🔖 finnomena (Data as of 17/08/2022)
Budget planning for your goal
If you do not want to live from hand to mouth, you should not spend more than you earn. No luxury items, no compulsive spending. Most importantly, you should have a financial planning and personal expense journal including water supply fee, electrical fee, mobile phone fee, living expense, credit card expense, and other expenses as to check your remaining balance. Especially, if you plan to get married, buy a house, a car, insurance, or have a baby, you must have the plan.
Expense planning will help you evaluate ability and better control monthly expenses. And do not forget to have emergency fund for unexpected situations.
🔖 finnomena (Data as of 17/08/2022)
Health insurance for life security
You might think insurance is not necessary. Let’s think that if you get sick or need surgery, but your work welfare does not cover total expenses; or if you are a freelancer, you might need to spend your savings on medical bills. Nobody wants to face this situation.
So, for security and stability of your life, insurance is a big role in ensuring smooth living. Lump sum health insurance provides coverage for emerging diseases, epidemic, critical illnesses and common diseases. Coverage plan is from 200,000 Baht to 100,000,000 Baht. Entry age is up to 90 years old* and coverage is provided until the age of 99*. Moreover, tax deductible is up to 25,000 Baht/ year.
For more information > Click
🔖 finnomena (Data as of 17/08/2022)
Emergency and retirement funds
An emergency fund is necessary when you do not have income or have financial issues due to any causes such as a poor economy or new business. We recommend you to have 2 funds, i.e., an emergency fund and a retirement fund. Emergency fund should be 6 – 12 times of the monthly expenses for handling unexpected situations.
A retirement fund will allow you to have happy retirement with secured finance. You should have your own retirement fund, besides a provident fund or annuity, for daily expenses and live your life as you wish.
🔖 finnomena (Data as of 17/08/2022)
🔖 Muangthai (Data as of 07/07/2022)
Health care for long-term happiness
When you are young, your health is like a new car that does not need special care. But once the car is getting older, it must be maintained or replaced with some parts, or you might change a new car if you can afford it.
On the other hand, your health cannot be changed like a new car. The best thing that you can do is regular care. Poor care might lead to sickness or you might get sicked unexpectedly. Therefore, you need to be prepared for such unforeseen events by eating healthy foods, taking a rest fully, doing exercise regularly as well as having ab annual health checkup so as to have happiness in long term.
🔖 finnomena (Data as of 17/08/2022)
You should enjoy your life before 30, before having burdens, additional responsibilities, health expenses, limited times and others that will force you to live your life unpleasantly. However, if you have plans, you will be luckier than many people. Feel more secure with lump sum health insurance that provides coverage for emerging diseases, epidemic, critical illnesses and common diseases. Coverage plan is from 200,000 Baht to 100,000,000 Baht. Entry age is up to 90 years old* and coverage is provided until the age of 99*. Moreover, tax deductible is up to 25,000 Baht/ year.
For example, premium of 35-year-old female is less than 59 Baht per day.
Choose D Health Plus with coverage plan of 5 million Baht which is limit per inpatient hospitalization and have annual premium payment mode.
For more information, Click
☑️ Tel. 1766
☑️ Contact branches of Kasikornbank, and Land and Houses Bank
Choose lump sum health insurance, choose Muang Thai Life Assurance
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*Only Elite Health Plus Rider or D Health Plus Rider
- Coverage period of the rider must not exceed the coverage period of the life insurance policy that this rider is attached to.
- Premium is eligible for tax deduction. Conditions are as specified by the Revenue Department.
- Underwriting is subject to the Company’s rules.
- Please study the details of coverage, conditions and exclusions before making a decision to purchase insurance.