We Cover Day Surgery Even without Hospitalization
Is it true that a major surgery doesn’t require hospitalization overnight? The answer is YES, it is definitely true! This type of surgery is called day surgery, same-day surgery which lasts for a few hours, and you can take a rest at home after. If we have lump sum health insurance, will the insurance company take care of the expenses? Let's find out.
- What is day surgery?
- Diseases most often requiring day surgery
- Advantages of same-day surgery
- Does the insurance cover the surgery even without hospitalization?
What is day surgery?
When talking about surgery, many people are already worried about how to take care of themselves and how long they will have to stay at the hospital. Currently, surgery doesn't always require hospitalization because medical technology in this era is very advanced. Many diseases can be treated with same-day major surgery without hospitalization; we call it "day surgery" or same-day surgery. You must prepare yourself at home before the surgery and then undergo the surgery at the hospital. After recovering from surgery for a few hours, you can go home.
Diseases most often requiring day surgery
Even same-day surgery is convenient, but not every disease require same-day surgery. The diseases that can be treated with same-day surgery are laparoscopic surgery, cataract surgery, endoscopy to examine the stomach, inguinal hernia, hemorrhoids, varicose veins in the esophagus and stomach, abnormal abdominal bleeding, obstruction of the esophagus from esophageal cancer, gallstones in the bile duct, for examples.
Advantages of same-day surgery
Is the same-day surgery unsafe? Is it difficult to take care of myself after the surgery? For the diseases which can undergo the same-day surgery, of course, the patients must be diagnosed by a doctor that it is safe and they can be discharged of the hospital! The advantage of day surgery is, after undergoing the surgery, you can do things by ourselves and you can go back home within one day, so you don’t need to be hospitalized, reducing the risk of infection and reducing medical expenses. Also, your family members and relatives don’t have to come visit you at the hospital. Furthermore, you don’t need to wait so long for the surgery and available room for hospitalization.
Does the insurance cover the surgery even without hospitalization?
For the same-day surgery even without hospitalization, can I submit a claim for IPD? Don't worry at all. You can submit the claim for the same-day surgery from lump sum health insurance, similar to hospitalization case.
Before receiving a treatment or undergoing a surgery, don't forget to check with your doctor about how to prepare before the surgery. Most importantly, you need to boost your confidence with lump sum health insurance from Muang Thai Life Assurance to take care of medical expenses and cover treatment technologies. You can also choose the treatment methods you prefer.
##เพราะชีวิตทุกวัยมันเจ็บป่วย At any age, we can get sick both from common and critical illnesses.
No worries about medical expenses. Let lump sum health insurance take care of you with coverage amount from 200,000-100 million Baht. The premium is less than 36 Baht per day.*
For more information: Click
☑️ Call Tel. 1766, available 24/7.
☑️ Contact life insurance agent or Land and Houses Bank branches.
*Mao Chai Extra Plan 1 for female 34-year-old insured with annual premium payment mode
- Coverage period of the rider must not exceed the coverage period of the life insurance policy that this rider is attached to.
- Standard single room fee refers to the standard single room fee of a hospital in Thailand.
- Premium is eligible for tax deduction. Conditions are as specified by the Revenue Department.
- Underwriting is subject to the Company’s rules.
- Conditions are according to the medical standard and necessity.
- Conditions are as specified by Muang Thai Life Assurance PCL.
- Please study the details of coverage, conditions and exclusions before making a decision to purchase insurance.
Source: data retrieved on 15/02/2024
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