What do mothers in this era need to prepare?

Have a child when you are ready.” We’ve heard this a lot when planning to build the family. To have a child, we must prepare many things, since the beginning of pregnancy; where can I get prenatal care? How much to give birth? Until after birth, you must take care of and plan for your child for a long time, such as medical expenses during illness, tuition fees, additional expenses, including having health insurance. It can be said that there are expenses in every step, so modern parents must prepare from the beginning. Let's take a look at what preparations are required.

Prepare your body.

First, before planning to have children, it is to prepare your body. The ages of 20-34 years are most physically ready for pregnancy because this is the period when the body and various hormones are perfect and suitable for pregnancy. In addition to the age that is suitable for pregnancy, you also need to take care of your body to be healthy, such as eating food from all 5 food groups, taking vitamin supplements, iron and folic acid to help reduce anemia which helps reduce the risk of spinal cord abnormalities in infants and birth defects. You need to control your weight, avoid foods high in fat and sugar, quit smoking and drinking alcohol at least 3 months before getting pregnant. Exercise regularly, and you should have your teeth checked because having tooth decay, gum infection and periodontal disease may cause harm to the unborn child.
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Source : Phyathai Hospital

Be prepared financially

To have a child, an indispensable thing is expenses. As mentioned above about maternity expenses, foods, medical expenses during illness and tuition fees, if parents are not financially prepared or planned, home finances can be in turmoil. Muang Thai Life Assurance has simple techniques to share with you, such as reducing debt burden as much as possible, saving money, planning expenses before birth, during birth, and after birth. For working mothers, don't forget to plan your finances during maternity leave, including after returning to work. If you don't have someone at home to babysit your baby, you may need to prepare for the cost of a nanny. When your child grows up, you must plan the education for the child. Therefore, we must plan our finances carefully so that there will be no headaches in the future.

Prepare health insurance

What you can’t miss out is health insurance to cover giving birth. If there is any complication during pregnancy, there may be additional expenses. During pregnancy, during childbirth, after giving birth, or even the baby's health after birth, we don't know whether the baby is at risk or not. Having health insurance can help ease the burden. It will help give peace of mind. When purchasing health insurance, you must choose a comprehensive one that meets your own needs the most to help take care of expenses from pregnancy until after giving birth. No worries if something unexpected happens.

Costs for normal labor and C-section

In addition to the other preparations mentioned above, in order to help control expenses more easily, you must find information about costs for giving birth at several hospitals in order to compare and choose the hospital that best meets your needs. Let's see how much it costs at each hospital.

• Bumrungrad Hospital: Normal labor: 98,000 Baht, C-section: 129,000 Baht
• Samitivej Sukhumvit Hospital: Normal labor: 89,900 Baht, C-section: 119,000 Baht.
• Bangkok Hospital: Normal labor: 82,500 Baht, C-section: 115,500 Baht.
• Samitivej Srinakarin Hospital: Normal labor: 72,000 Baht, C-section: 99,000 Baht.
• Phyathai 2 Hospital: Normal labor: 60,000 Baht, C-section: 82,000 Baht.
• Vibhavadi Hospital: Normal labor: 46,900 Baht, C-section: 62,900 Baht.
• Vichaiyut Hospital: Normal labor: 45,900 Baht, C-section: 69,900 Baht.
• World Medical Hospital: Normal labor: 45,000 Baht, C-section: 69,000 Baht.
• Nonthavej Hospital: Normal labor: 42,000 Baht, C-section: 59,000 Baht.
  
• Ladprao Hospital: Normal labor: 29,900 Baht, C-section: 42,900 Baht.
• Klang Hospital: Normal labor: 5,500 Baht, C-section: 15,000 Baht.
  

Source: Thairath (ข้อมูล ณ วันที่ 03/03/64)

Preparing everything before planning to have children, especially expenses, will help ease the burden even more. Give yourself peace of mind with the 'Maternity Package Plus' to help take care of pregnancy expenses including after giving birth because pregnancy can involve unexpected risks and expenses, including the risk of miscarriage and complications during pregnancy and after giving birth, including expenses for childbirth. Attach the Package with Elite Health Plus Rider or D Health Plus Rider that covers critical illnesses, cancer, heart, kidney, epidemics, monkeypox, emerging diseases, common diseases and accidents. No need to worry about room fees and medical expenses. Choose the coverage you need.

●    D Health Plus: 1 - 5 million Baht per any treatment
●    Elite Health Plus: 20 - 100 million Baht per year

✔ Standard single room ay any hospital
✔ For serious illness, it covers ICU room fee as charged.
✔ Entry age is 11 - 90 years with long-term health coverage until age 99 years.
✔ You can purchase additional coverage for health checkups, dental treatment, eye care or maternity coverage.
✔ Buy today and pay installments with 0% interest for up to 6 months or receive cashback up to 13%.

• Buy additional coverage for uninterrupted financial plans.
  D Health Plus Rider and Elite Health Plus Rider must be attached to an effective policy.
• Coverage period of the rider must not exceed the coverage period of the life insurance policy that this rider is attached to.
• Premium is eligible for tax deduction. Conditions are as specified by the Revenue Department.
• Underwriting is subject to the Company’s rules.
• Conditions are as specified by Muang Thai Life Assurance PCL and the banks.
• Conditions are in accordance with medical necessity and medical standard.
• Please study details of coverage, conditions and exclusions before making a decision to purchase insurance.