Details of Insurance Package

Coverage period

10 years

Premium payment period

5 years

Insurable age

1 month - 65 years old

Minimum sum insured

20,000 baht

Health check

No health checkup and no health questions

 - Underwriting is  subject  to the rules specified by of the Company.    
 - 2 available premium payment methods : credit card or Line Pay    
 - Only for oneself and children who are minor    

(1) % of the initial sum insured


Remark :  Benefit and coverage are in % of the initial sum insured.

Validity of insurance contract
    In case that the insured knowingly makes false statement or knowingly omits to disclose any fact to the Company for acknowledgement while applying for the insurance, where if the Company had known of such fact, the Company may be induced to charge higher premium or refuse to enter into the insurance contract, then this insurance contract will be voidable according to Section 865 of the Civil and Commercial Code which the Company has the right to void the insurance contract and not to make any policy payment.

Exclusions 
1. In case the insured voluntarily commits suicide within one year from the effective date or the latest date of renewal or reinstatement of the insurance policy or the date that the Company approves to increase the sum insured amount which shall apply to the increasing sum insured amount only.
2. In case the insured is murdered intentionally by the beneficiary.
3. In case the insured declares an incorrect age and the Company can prove that at the time of insurance contract formation, the actual age is outside the premium rate limit according to the normal business practice of the Company.
        
Warning: Buyer should have an understanding in the details of coverage and conditions every time before making a decision to purchase insurance