Highlight benefits

Potential for upside gain

from GS Momentum Builder® Multi-Asset 5S ER Index

Guaranteed benefits

Receiving a guaranteed cash bonus and paid premiums

Make investing easy

by Goldman Sachs

Enquiry

Please leave us your information. We will contact you as soon as possible

I hereby agree and give my consent to Muang Thai Life Assurance Public Company Limited to collect and use my given information to disclose such information to life insurance agents, life insurance brokers, and business partners for the purposes of sale offering of life insurance plans and/or proposing other privileges to me.
For existing customer you can contact
  • Everyday 24 hrs.
A new 3-in-1 policy offering life coverage, guaranteed cash bonus and upside gain from dividend through GS Momentum Builder® Multi-Asset 5S ER Index regardless of economic situation

Insurance conditions

Insurable age

30 days - 60 years old

Coverage Period

17 years

Premium Payment Period

7 years

Premium Payment

Annual

Health Checkup

Not required and no health questions*

Rider Attachment

Not allowed

Payment / Benefits

Remarks

Premium of this insurance plan is entitled to personal income tax deduction according to the Notification of the Director-General of the Revenue Department on Income Tax No. 172.
*Underwriting is subject to Company’s rules.  

Warning/Key matters of investment instruments

● In the event that an index calculation agent of GS Momentum Builder® Multi-Asset 5S ER Index cancels the index calculation, the Company reserves the rights to replace it with a new appropriate index. In case of failure of replacement, the Company shall make payment in cash at the earliest convenience.
● The Company has a policy to invest in the index within 45 days after the date of policy issuance. The last index valuation shall be calculated within 45 days before maturity date of the insurance contract.
● Dividend calculated based on GS Momentum Builder® Multi-Asset 5S ER Index contains foreign exchange risk as the index is in USD currency. Thus, a risk on foreign exchange volatility of THB currency and USD currency may exist. However, the policyholder will still receive full amount of conditional cash bonus once reaching contract maturity as the conditional cash bonus has no foreign exchange risk.

Validity of Insurance Contract

 In case that the insured knowingly makes false statement or knowingly omits to disclose any fact to the Company for acknowledgement while applying for the insurance, where if the Company had known of such fact, the Company may be induced to charge higher premium or refuse to enter into the insurance contract, then this insurance contract will be voidable according to Section 865 of the Civil and Commercial Code which the Company has the right to void the insurance contract and not to make any policy payment. The Company's liability will be limited to returning all premium paid to the Company.

Exclusions

1. In case the insured voluntarily commits suicide within one year from the effective date of the insurance policy or the date that the Company approves to increase the sum insured amount which shall apply to the increasing sum insured amount only
2. In case the insured is murdered intentionally by the beneficiary
3. In case the insured declares an incorrect age and the Company can prove that at the time of insurance contract formation, the actual age is outside the premium rate limit according to the normal business practice of the Company

FAQ

Q: How is Muang Thai Smart Linked 17/7 (Global) different from ordinary products and unit-linked products?
A: It is an endowment product which guarantees cash bonus based on policy benefits. If customers stay until maturity, they will receive special dividend (if any). The dividend is subject to the performance of index.

Q: Who is the target group of Muang Thai Smart Linked 17/7 (Global)?
A: It is suitable for beginner investors who are looking for low risk investment that guarantees pricinpal or those who do not have time to monitor a market situation and require an investment assistant.

Q: Does Muang Thai Smart Linked 17/7 (Global) guarantee principal?
A: It guarantees principal if customers stay until maturity. The Company shall pay guaranteed benefits of 740% of initial sum insured, which are more than all of the premiums paid by customers. Meanwhile, customers may have a chance to receive special dividend (if any).

Q: What are risks of Muang Thai Smart Linked 17/7 (Global)?
A: 1. Investment risk: Return might not be as expected. Actual return might deviate from expected return. However, GS Momentum Builder® Multi-Asset 5S ER Index mitigates risk by diversifying the investment portfolio across different asset classes and countries for lower volatility and better return.

2. Exchange rate risk: Dividend calculated based on GS Momentum Builder® Multi-Asset 5S ER Index contains foreign exchange risk as the index is in USD currency. Thus, a risk on foreign exchange volatility of THB currency and USD currency may exist. However, the policyholder will still receive full amount of conditional cash bonus once reaching contract maturity as the conditional cash bonus has no foreign exchange risk.

Q: How can customers monitor the performance?
A: Customers can monitor the performance from the Company's website.

Q: Does Muang Thai Smart Linked 17/7 (Global) charge any cost?
A: No

Q: Can customers pay premium of Muang Thai Smart Linked 17/7 (Global) by credit card?
A: Yes, customers can pay premium by credit card.

Q: Why Goldman Sachs?
A: Goldman Sachs is one of the most largest and trustworthy financial institutions in the United States and in the world. It has been providing a variety of financial services for more than 150 years.

Q: If customers cancel the contract before maturity, will they get dividend?
A: In case of cancellation before maturity, the customers will not receive any dividend (if any).

Interested in this product.

Click download our brochures to see more information.
Download

Related Products

Saving

Brand new life insurance plan for investment enthusiasts

Single premium payment for 10-year coverage

One brand new life insurance alternative that answers 3 needs in terms of life coverage, secured paid premium, and a new opportunity to gain dividends as a return of investments

Compare Read more
Saving

Savings(1) Solution with Tax Deductible

Muang Thai Thanathawee 15/10 10-year premium payment with 15-year coverage period

All-in-one policy for you to receive total benefits of 310% with life coverage of up to 280% and tax deduction benefit

Compare Read more
Saving

Simply Saving(1) with Annual Cash Bonus

Muang Thai Super Saver 25/16

Build financial discipline by simply saving with annual cash bonus of 33% and total benefits of up to 183% as well as long term life coverage of 25 years

Compare Read more
Saving

Easy Way to Save a Large Sum Even for First Jobbers

16-year premium payment period for 20-year coverage period

An easy start to convert your savings*** into a sum of money to further your goals stably and offer you the peace of mind via maximum 120% life coverage

Compare Read more
Saving

Plan Your Happiness for Your Beloved Children

21-year premium payment with 21-year coverage period

"First life insurance" - a present for your children as future security to help them confidently achieve their goals

Compare Read more
Compare (3)

We use cookies to enhance your visit to our site and to bring you advertisements that might interest you. Read our Privacy Policy to learn how to manage cookies on this site.

Accept
Accept