Highlight benefits

Affordable Premium

Starts from 285 Baht/month(2)

Coverage for Medical Expenses that Exceed Existing Coverage

up to 500,000 Baht(1)

Coverage for Patient Room

up to 4,000 Baht/day(1)

Enquiry

Please leave us your information. We will contact you as soon as possible

I hereby agree and give my consent to Muang Thai Life Assurance Public Company Limited to collect and use my given information to disclose such information to life insurance agents, life insurance brokers, and business partners for the purposes of sale offering of life insurance plans and/or proposing other privileges to me.
For existing customer you can contact
  • Everyday 24 hrs.
You are our special person. This health rider helps you get rid of concerns over exceeding medical expenses from existing welfare coverage with affordable premium.

Insurance conditions

Insurable Age

18 – 70 years old

Coverage Period

Until 81 years old; however, it must not exceed the coverage period of the life insurance that this rider is attached to.

Mode of Premium Payment

Annual, semiannual, quarterly and monthly

Tax Deductible

Receive tax benefit 

Remarks

(1) For Plan 3  it is the medical coverage per hospitalization and deductible of 20,000 Baht per hospitalization.
(2) For plan 1, healthy  insureds aged between 18-20 years old
Extra Care Plus Campaign is a marketing name of Extra Care Rider.

 

- Underwriting is subject to the Company’s rules.
- Premium of this rider is entitled to personal income tax deduction according to the Notification of the Director-General of the Revenue Department on Income Tax No. 383.
- Extra Care Health Rider must be attached to the policies in force.
- Terms of Service of  MTL Global Connect are as specified by the Company

Warning:  Buyer should have an understanding in the details of coverage and conditions every time before making a decision to purchase insurance.

Exclusions of Extra Care Rider from a total of 26 clauses

For example, the rider shall not cover medical expenses or damages from injury or illness (including its complications), conditions, or abnormality that arises from any of the following causes.
1. Chronic disease, illness or injury that has not been cured prior to the insurance contract formation date, treatment for congenital disorder, or delay developmental or genetic disorder
2. Cosmetic surgery or any other treatments for skin beauty purposes, pimple, blemish, and freckles treatment, dandruff and hair fall treatment, or weight control, or elective surgeries, unless it is a skin grafting arising from accident that the rider covers, etc.

Conditions existing during the waiting period which are:

-  Any illnesses which exist within 30 days counting from the effective date or the latest date of renewal of the rider, whichever is the latest; or
-  Illnesses due to the following diseases which exist within 120 days counting from the effective date or the latest date of renewal of the rider, whichever is the latest.

1. Tumors, cysts, or all types of malignancy/cancer 2.All types of hernia 3.Tonsillectomy or adenoidectomy 4.Varicose vein 5.Hemorrhoid
6.Pterygium or cataract 7.All types of stone  8. Endometriosis

Warning

Buyer should have an understanding in the details of coverage and conditions every time before making a decision to purchase insurance.

Benefit



FAQ

1. What is insurable age and when does the coverage end?
- Insurable age is from 18-70 years old and the coverage period is provided until the age of 81.

2. Does Extra Care Plus Rider need to be attached to a life insurance policy (base contract)?
Yes, this health rider must be attached to a life insurance policy.

3. After I buy it, will it be effective immediately?
Illnesses must occur 30 days after the effective date of this rider.
The following diseases will be covered if they occur 120 days after reinstatement or the effective date of this rider.
Tumors, cysts or all types of cancer Hemorrhoids
All types of hernia Pterygium or cataract
Tonsillectomy or adenoidectomy All types of stones
Varicose vein Endometriosis

4. Does premium of Extra Care Plus Rider increase based on increasing age range?
Yes, it is based on increasing age range of the insured.

5. What is deductible?
It is the amount of expenses paid by the insured, other welfare or other policies (if any). Extra Care Plus Rider will cover the amount exceeding the deductible amount. The limit is in accordance with a chosen plan.

6. Does Extra Care Plus Rider cover room and board fees, daily nursing service fee, and hospitalization in Intensive Care Unit (ICU)?
Yes, it covers up to 7 days. When accumulated with the benefit of daily room and board fees, this shall not exceed 120 days. The Company shall pay 2 times the room and board fees, and daily nursing service fee.

7. Can I cancel my current Extra Care Rider and buy Extra Care Plus rider instead?
Yes, it must be subject to the Company’s rules.

8. Is health checkup required when applying for Extra Care Plus Rider?
It is subject to the Company’s rules.  

9. Is it entitled to tax deduction?  
Yes, it is entitled to personal income tax deduction according to the Notification of the Director-General of the Revenue Department on Income Tax No. 383.

 

 

 

Interested in this product.

Click download our brochures to see more information.

Related Products

Life Protection

Hundreds Baht of Premium with Coverage Worth Millions(1)

Pay for 20 years to Receive Coverage Until Attaining the Age of 99

Deliver security to your family and loved ones through whole life insurance which will be by your side at every moment by paying premium for 20 years and receiving coverage until attaining the age of 99.

Life Protection

Short payment for long coverage and cash bonus throughout the contract period

Pay 7 years for coverage until attaining the age of 99

Providing financial security to 3 generations from only one policy

Health Insurance

Elite Health

Comprehensive health coverage

For all health needs, with sum insured up to 20-100 MB/year and affordable premium. Critical illnesses and overseas treatments(2) are covered.

We use cookies to enhance your visit to our site and to bring you advertisements that might interest you. Read our Privacy Policy to learn how to manage cookies on this site.

Accept