From “Small” Premiums to a “Million-Baht” Legacy

Modern working-age individuals are full of drive and energy for both work and life. While they enjoy stable incomes, their expenses and responsibilities also tend to be high — from daily living costs and social obligations to medical expenses and lifestyle-related spending.

This stage of life is often when people truly live life to the fullest. At the same time, they are also the pillars of support for their families and loved ones. Especially in today’s uncertain economic climate, financial planning and allocation are crucial and cannot be overlooked.

One key way to manage risks that may arise in the event of your absence is to build a life security for your loved ones. With ShieldLife Muang Thai UL Plus, you can help secure their future with a life fund worth “millions” — all starting from an affordable premium in the “thousands” — in case the unexpected happens.

With income limitations and the need for life protection — combined with a lifestyle that values flexibility, adaptability, and the freedom to make choices that align with your changing needs — ShieldLife Muang Thai UL Plus, a universal life insurance plan, stands out as an attractive solution. It offers high coverage, flexibility, and the opportunity for greater returns, along with a guaranteed minimum return on the investment portion of the policy. Even better, your premiums may be eligible for tax deductions.

You can start with premiums as low as 1,000 Baht per month, customize your coverage amount and payment period, and enhance your plan with additional protection — such as medical, accident, or critical illness coverage. Just like that, you gain the peace of mind to live life to the fullest.

• Pays an annual premium of 12,000 Baht — just 1,000 Baht per month on average
• Premium payment period: 20 years ⁽¹⁾
• Life coverage of 5,400,000 Baht, valid until age 60 ⁽²⁾

 Download Muang Thai UL Plus Sale Sheet

You can find more information about the product and download additional documents here: Product Performance.

The terms stated in the policy and underwriting considerations are subject to the company’s guidelines.

หมายเหตุ : 

• ⁽¹⁾Premiums are paid for 20 years, with a premium holiday starting from policy year 21 onwards.
• ⁽²⁾Coverage period is up to age 60.
• “Muang Thai UL Plus” is the marketing name for the insurance plan "Muang Thai Universal Life 1".
• The above example calculates death benefits based on an assumed return rate of 3.5% per year. This is only an estimated value, as actual investment returns may vary over time—either higher or lower than the assumed rate—but not lower than the minimum annual return rate set by the company.
• Premiums paid may be eligible for tax deductions, subject to the criteria set by the Revenue Department.

Warning:

• Buyers should thoroughly understand the coverage details, conditions, and risks before making any insurance decisions.
  
• Pausing premium payments may result in reduced benefits and coverage.