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Enjoy enhanced privileges when receiving treatment at
an MTL Smile Hospital Network
before visiting a general hospital.
Find an MTL Smile Hospital Network Near You

Extracoverage icon
1. Extra Coverage: Enhance Your Protection
for Greater Peace of Mind
  • Increase the maximum inpatient treatment benefit by 20%
Per policy year or per hospitalization
    For example: from 1,000,000 Baht
    to 1,200,000 Baht
  • Room and physician fees covered for
    up to 365 days per hospitalization

Campaign period :
8 April 2026 – 31 December 2026

- Subject to the benefits under each category and each rider.
- The Company reserves the right not to provide the extended benefits if the insured receives medical treatment at a non-participating medical facility outside the Company’s network.




Copayment & Deductible Discount
2. Copayment & Deductible Discount :
Reduce Your Out-of-Pocket Expenses
  • Copayment rate reduced by 50%
    For example : from 20% to 10%, or from 10% to 5%
    - The discount cannot be applied to copayment under renewal year conditions.
  • Deductible (initial responsibility) reduced by 10%
    For example : from 50,000 Baht to 45,000 Baht

Campaign period :
8 April 2026 – 31 December 2026

- Subject to the benefits under each rider.



Worry-free Room icon
3. Worry-free Room :
Comfortable Rooms at an Affordable Cost
  • Ease your concerns about room charges when receiving treatment at hospitals participating in the MTL Smile Hospital Network.
  • Special discounts are available at participating private hospitals only.
    * Terms and conditions are subject to each hospital’s policies.
Faster Pre-Authorization icon
4. Faster Pre-Authorization :
Quicker and More Reliable Cost Assessment
Receive a faster pre-surgery cost assessment to support treatment planning and reduce the need for advance payments. Assessment results are provided within 2 business days.
** Pre-authorization services will be provided subject to the readiness of each hospital.
Special Package & Discount icon
5. Special Package Surgery :
Exclusive Prices and Great-Value Packages
Enjoy special pricing on surgical packages, offering greater confidence and easier treatment planning when undergoing surgery at hospitals participating in the MTL Smile Hospital Network.
*** Surgical package prices and terms are subject to each hospital’s conditions.

MTL Health Buddy Your Comprehensive Health Care Assistant
Ease your concerns about finding the right hospital and receive
recommendations for specialist doctors by medical condition.
Enjoy special-priced surgical packages for Muang Thai Life Assurance customers receiving services
from hospitals participating in the MTL Smile Hospital Network.
Contact MTL Health Buddy for guidance on special medical expense benefits
and specialist doctors across various fields.
MTL Health Buddy Your Comprehensive Health Care Assistant
Ease your concerns about finding the right hospital
and receive recommendations for specialist doctors by medical condition.

Enjoy special-priced surgical packages for Muang Thai Life Assurance
customers receiving services from hospitals participating
in the MTL Smile Hospital Network.

Contact MTL Health Buddy for guidance on special medical
expense benefits and specialist doctors across various fields.

MTL Health Buddy
Your Comprehensive Health Care Assistant
Ease your concerns about finding
the right hospital and receive recommendations
for specialist doctors by medical condition.

Enjoy special-priced surgical packages
for Muang Thai Life Assurance customers
receiving services from hospitals participating
in the MTL Smile Hospital Network.

Contact MTL Health Buddy for guidance
on special medical expense benefits
and specialist doctors across various fields.


Notes:
1. Coverage terms and benefit consideration are subject to the conditions specified in the insurance policy.
2. The information provided is for the insureds’ consideration only. Muang Thai Life Assurance PCL is not involved in
the provision of health care services by the medical facilities.
3. This service is available to customers who hold health riders with the Company, excluding Daily Compensation Rider,
Well-Being Plus Endorsement, and Maternity Plus Endorsement.
Notes :
1. Coverage terms and benefit consideration are subject to the conditions specified in the insurance policy.
2. The information provided is for the insureds’ consideration only. Muang Thai Life Assurance PCL is not involved in the provision of health care services by the medical facilities.
3. This service is available to customers who hold health riders with the Company, excluding Daily Compensation Rider, Well-Being Plus Endorsement, and Maternity Plus Endorsement.