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All Insurance Plans

All Insurance Plans from Muang Thai Life

All insurance plans serve as risk management tools to help us handle life's uncertainties. You can choose coverage tailored to your individual goals and lifestyle spanning life protection, health, accidents, savings, investment, and retirement planning.

Muang Thai Life offers a comprehensive range of insurance plans to cater to different needs at every stage of life, whether building financial security for your family, covering medical expenses, preparing emergency funds, or securing post-retirement income. You can select and compare the plans best suited for you on this page.

How Many Types of Insurance Are There, and Which One Should You Choose?

Each type of insurance provides unique coverage designed to meet different financial goals. Choosing the right insurance should start with defining your specific planning priorities—such as securing life protection, managing healthcare costs, mitigating accident risks, or building savings for the future.

Whole Life Insurance

Whole Life Insurance

Muang Thai Flexi Protection

Buy 1, Get 2 Comprehensive Life and Health Protection in One Policy

Muang Thai Flexi Protection is a life insurance plan that allows the coverage to be converted into medical expenses for both inpatient and outpatient treatment from age 65 up to age 99. It provides a lump sum coverage based on the sum insured. Additionally, in the event of death or survival to contract maturity, a lump sum benefit will be paid, calculated as the sum insured minus any medical expenses (if any).

Muang Thai Lifetime Protection 99/20

Buy 1, Get 2 Coverage for Life and Critical Illnesses, All In One Policy

Be prepared. No matter how serious the illness, we can handle it with Muang Thai Lifetime Protection 99/20 insurance that covers both life and critical illnesses. Pay a fixed premium for only 20 years, but it will take care of you until you are 99 years old.

Muang Thai Wai Gao AunJai HaiHuang (for seniors) Campaign

Great value for seniors, get 3 protections

Enjoy your golden age and be happy with activities with the insurance plan that offers you 3 coverages. Muang Thai Wai Kao Un Chai Hai Huang (Phuea Phu Sung-Ayu) Campaign from Muang Thai Life Assurance covers life,

We truly realize the seniors still wish to live their lives the fullest. We offer the insurance plan with life and accident coverage which helps lighten the burden of medical treatment expenses due to accident with life coverage.

Muang Thai Smart Protection 99/20

Hundreds Baht of Premium with Coverage Worth Millions(1)

"Unexpected Events Happen all the Time" Security will help your family and loved ones overcome obstacles easily. Don’t take life security for granted. Let’s receive coverage worth millionsfrom today by paying only hundreds Baht.

Muang Thai Happy Return 99/7

Guaranteed annual cash bonus Happy as alwayserage until attaining the age of 99

Prepare the future for your loved ones and bring them financial security. Provide your child the income with cash bonus throughout the contract period, and life coverage that can be passed on from generation to generation for a stable and healthy life.


Health Insurance

Health Insurance

D Health Lite

Life : Easy Living Comprehensive Coverage Flexible Choices Simple Payments, Total Coverage

Only feeling sick for a bit, don't wait until it gets worse! Plan to deal with health risks with D Health Lite from Muang Thai Life Assurance 

Elite Health Plus

Plus coverage as you wish with medical treatment worldwide(1)

Choose superior protection as needed. With health insurance Elite Health Plus from Muang Thai Life Assurance. Confidence in every treatment covering common diseases disease at every stage and epidemic.

Mao Chai Extra

Lump sum health coverage to not worry about medical expenses Happy anytime even you don't have welfare benefit

Why do you have to be worried about medical expenses even in time of sickness? Regardless of welfare, stay happy with health coverage from Mao Chai Extra Campaign from Muang Thai Life Assurance.

OPD Per Time and OPD Maochai

Worry-free doctor visits: Covered even with no hospital stay required

Don't worry about expenses anymore. You can now be covered even without being hospitalized. Whether it is a major or minor disease, rest assured every time you see your doctor with OPD Per Time Rider and OPD Maochai Rider. 

Extra Care Plus

Health coverage that gives you more than Top up welfare or health insurance

If you don't have enough welfare, just top up with the Extra Care Plus project from Muang Thai Life Assurance. Health insurance that complements insufficient medical expenses benefits Wholesale coverage. 

Kids Health Insurance

D Health Lite Rider

No more worries about medical expenses whenever your little one falls ill. Ensure confident protection with D Health Lite from Muang Thai Life Assurance—a lump-sum health insurance plan for kids. Eligible to apply from 30 days old(2) for peace of mind at every stage of life.


Critical Illness Insurance

Critical Illness Insurance

CI Perfect Care Rider

Deal with Every Stage of Critical Illnesses

"Because critical illnesses require consistent care,” this insurance plan answers the needs arising from 36 critical illnesses for peace of mind, covering early, middle, and late stages, be it Alzheimer's Disease or Aplastic Anemia. 

Multiple CI

Cover 35 Critical Illnesses When a late-stage illness is found, receive a lump sum to 4 times

Because critical illnesses are more than you can think of, stay equipped with the Multiple CI Rider which covers all 4 types of 35 critical illnesses, including coverage for heart transplant, major organ transplant, bone marrow transplantation, etc.

D Care

You can Choose Coverage and CI Groups as Desired

How good would it be if you can customize your own CI coverage and medical expenses from the early stage to the late stage? With D Care CI Rider, you can select the groups of illnesses, be it the cancer group.

Care Plus

Plus Coverage for Cancer and Chronic Kidney Failure in Every Stage

Critical illness insurance is designed to take care of cancer and chronic kidney failure in every stage. You don’t have to worry about medical expenses with coverage 5 million baht per disease per year

Smart Silver and Smart Silver Plus

Choose the Plan of Your Choice

Health problems and accidents found in the elderly are things that need attention and should not be overlooked, especially, stroke and Alzheimer’s disease that tend to be found more frequently, as well as unexpected accidents.

Kids Care

Critical Illness Coverage for Your Beloved Child

Don’t let diseases hurt your loved ones. Baby's health is the top priority for all parents, whether it is a common childhood disease or unforeseen critical illness. 

Pure Cancer & Cancer Rider

Coverage that protects against cancer starting from the early, non-invasive stage

Cancer… a serious illness that can affect anyone and is closer to you than you think. Be better prepared and feel more confident with Pure Cancer and Cancer Rider — cancer insurance plans that offer coverage for cancer with affordable premiums. Pure Cancer provides protection starting from the early or non-invasive stage. If cancer is detected, you’ll receive a lump sum payment right away for treatment—giving you a better chance of recovery.


Retirement Insurance

Retirement Insurance

Muang Thai 9901 D65 (Annuity with Tax Deductible)

Plan for a Good Life for a Happy Retirement

Have you designed your life after retirement? What kind of retirement would you like to live? And how much money do you need?
Let's start building the retirement of your dreams to become real with one-time savings in life insurance for guaranteed annuity until the age of 99.

Flexi Retire 90/5 D55, D60, D65 (Annuity with Tax Deductible)

Adjustable and flexible annuity; design your annuity payment based on your lifestyle.

You can choose for starting annuity payment at the age of 55, 60, or 65. After pay premium for 5 years completely, allows you to change the age for starting annuity payment(9)


Savings Insurance

Savings Insurance

Muang Thai Smart Linked Pro 10/1 (Global) with Index-Linked Return

Pay single premium and receive cash bonus every year

Secure investment through a new form of life insurance which guarantees cash bonus every year. You will not lose the paid premium and get an opportunity to receive upside gain through Citi Global Multi Asset USD VT 5 Series 3 Index managed by Citi expertss

Muang Thai Smart Index 15/6 (Global) Series - Index Linked Return

Enjoy peace of mind with guaranteed benefits, enhance your chances of receiving higher returns from international investments

Enjoy guaranteed benefits and continuous cash bonus during the contract period. Simultaneously, having a chance to receive additional returns through the S&P Multi-Asset Global Macro ESG Index, which diversifies investments across high-quality assets globally, allowing you to plan for your future with confidence and grow alongside opportunities in international investment markets throughout your life.

Muang Thai Smart Index 15/3 (Global) (Index-Linked)

การันตีเงินคืน 3% ทุก 2 ปี พร้อมโอกาสรับผลตอบแทนอ้างอิงตามดัชนี (Index-Linked)

Gives you access to global index investments like the S&P Multi-Asset Global Macro ESG Index with a starting premium of just 19,940 Baht for a 20,000 Baht sum assured. Create opportunities for higher returns with a guarantee that your paid premiums are fully protected, even amidst economic volatility.

Muang Thai Perfect Saving 11/5

Perfect your tax planning

Start securing your future with a comprehensive plan that offers both savings and tax benefits with Muang Thai Perfect Saving 11/5 from Muang Thai Life Assurance. Save for a short term of 5 years and get coverage for 11 years, with payouts every 2 policy years.

Muang Thai Super Saver 25/16

Simply Saving(1) with Annual Cash Bonus

"It is easy to make savings!" Build  your financial planning and saving discipline from today with an endowment insurance plan "Muang Thai Super Saver 25/16" from Muang Thai Life Assurance.

Muang Thai Easy Plan 11/1

return more value than before

Plan to reduce risks starting today with Muang Thai Easy Plan 11/1 from Muang Thai Life Assurance, designed to meet the needs of the modern generation.


Personal Accident Insurance

Personal Accident Insurance

PA Pay Max

For every lifestyle, answering all needs

Accidents can happen anytime. It's better to have a safety net. PA Pay Max offers maximum coverage, fits every lifestyle, makes sure your income stays uninterrupted and medical costs won't affect your savings.

PA Easy Plan Rider

Accidents don't pick a time. Choose protection today for an easy life every day.

Get injured? We've got you covered! PA Easy Plan Rider fills you with peace of mind, so your life never skips a beat, even in unforeseen events.

PA Take Care

Receive compensation for inpatient hospitalization due to accident

Accidents can happen anytime which you might loss income from hospitalization. PA Take Care will support you to still having income regardless of taking leaves.

PA Return Cash

Uninterrupted income through injuries, plus no claim bonus.

Accident insurance with no claim bonus. Ideal for the value-conscious. Get benefit when injured.

PA Broken Bone

Lessen the worries about any injuries and the case of broken bones

Any parts of the body can be injured from accidents. Since dangers are inevitably everywhere, PA Broken Bone can help provide inclusive coverage for every injury, including cases of broken bones, burns, scalds, and internal organ injuries from accidents.

PA Go

Fine Trip with Protection

"Medical Expense is a Real Nightmare” Be prepared for all unexpected events with PA Go Campaign.


investment

investment

mDesign

More Than Insurance, Adapt as your style.

mDesign—life insurance with investment power and flexible premiums: 3, 5, 10 years or up to age 99. Your plan, your pace.

mOnePlus

one time payment Plus future stability

Provide future security for you and your family, life coverage, and return that match your style, together with coverage and investment opportunit.

mGrow 615

Short premium payment 6 years, long coverage 15 years

Steadily grow your portfolio of life with unit-linked insurance. Pay premium for only 6 years to receive 15-year coverage period.


Universal Life

Universal Life

Muangthai UL Plus

Get both life insurance protection and investment opportunities

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Life insurance which completely fulfills your needs, guarantees 4%* of minimum return rate in the first year


Group Insurance

Group Insurance

SME 20 plus

Provide health coverage for employees.

Enhance the benefits for your organization's employees. Providing health coverage is a crucial part of boosting employee morale in the event of unexpected incidents, whether health-related or accidental. Rest assured that your employees will receive excellent care and be able to live worry-free.

Small Group & Housekeeping Package

Insurance for Your Valuable Assistant

Group Insurance Program for Welfare of Small Businesses and Domestic Employees: Employers Feel at Ease, Employees Confident. Coverage for Both Inpatient and Outpatient. Employers can purchase it as a benefit or domestic employees can purchase it themselves for groups of 2 or more.


muangthaitakaful

muangthaitakaful

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Receive worthwhile Hibah and distinctive coverage

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Receive coverage from short-term savings

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Worthwhile security for the ease of family

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Able to handle any kinds of accidents



How Many Types of Insurance Are There, and Which One Should You Choose?
Insurance Type
Suitable For
Primary Purpose
Insurance Type
Suitable For
Primary Purpose
Life Insurance
Individuals seeking financial security for themselves and their families
Provides life coverage and assists with long-term financial planning
Health Insurance
Individuals concerned about medical expenses
Eases the burden of medical expenses based on policy coverage
Personal Accident Insurance
Individuals looking to manage risks from unexpected events
Provides coverage in the event of an accident according to policy terms
Savings Insurance
Individuals seeking to build disciplined savings alongside life protection
Helps plan targeted savings over a specified period while offering life coverage
Annuity Insurance
Individuals seeking to prepare post-retirement income
Helps plan cash flow for retirement
Investment-Linked Insurance
Individuals with tolerance for investment risk
Combines life protection with investment opportunities
Group Insurance
Companies or organizations looking to care for employees
Provides coverage to members or employees according to the plan selected by the organization
Takaful
Individuals seeking coverage compliant with Islamic principles
Plans protection in accordance with Takaful principles

FAQ All Insurance