Brief Coverage
- Receive life coverage of up to 3,000,000 Baht(3) in case of public accident.
- Receive medical expense coverage of up to 25,000 Baht(4) in case of accident.
- Receive daily compensation
Up to 4,500 Baht(5) in case of hospitalization from accident
Up to 2,000 Baht(ุ6) from illness
And receive 2-time compensation in case of ICU hospitalization
- No advance payment required while receiving treatment from over 400 leading hospitals nationwide(1)
- Entry age is 50 - 75 years old without health checkup and health questions required.
Coverage Period and Premium Payment Period
Muang Thai Sabai Chai 90/90 (for seniors): Attaining the Age of 90
Sabai Chai Personal Accident Rider (for seniors): 1 Year
(Premium payment is allowed until the age of 75 and the coverage is provided until the age of 76.)
Hospital Daily Benefit Health Rider (for seniors): 1 Year
(Premium payment is allowed until the age of 89 and the coverage is provided until the age of 90.)
Benefits According to the In-force Insurance Policy
Schedule of Coverage Plan
|
Benefits |
Coverage Plan |
|||||
|
Plan 1 |
Plan 2 |
Plan 3 |
Plan 4 |
Plan 5 |
Plan 6 |
|
|
Muang Thai Sabai Chai 90/90 |
50,000 |
100,000 |
200,000 |
300,000 | 500,000 | 500,000 |
|
Sabai Chai Personal Accident Rider |
100,000 |
100,000 |
200,000 |
300,000 | 500,000 | 1,000,000 |
|
Hospital Daily Benefit Health Rider |
500 |
1,000 |
2,000 |
2,000 | 2,000 | 2,000 |
1. Benefits of Muang Thai Sabai Chai 90/90 (for seniors) Insurance Plan
|
Benefit |
Policy Years 1 - 2 |
Policy Year 3 Onwards |
|
1. In case the insured passes away* due to |
||
|
1.1 Illness |
The Company shall pay benefit which is equivalent to paid life insurance premium, plus 2% additional benefit of such premium. |
The Company shall pay benefiit which is equivalent to 100% of the sum insured. |
|
1.2 Injury from accident, which is not public accident, within 180 days from the accident date |
The Company shall pay benefit which is equivalent to paid life insurance premium, plus 2% additional benefit of such premium, and 100% of the sum insured. |
The Company shall pay benefiit which is equivalent to 100% of the sum insured. |
|
1.3 Injury from public accident within 180 days from the public accident date |
The Company shall pay benefit which is equivalent to paid life insurance premium, plus 2% additional benefit of such premium, and 200% of the sum insured. |
The Company shall pay benefiit which is equivalent to 200% of the sum insured. |
|
2. In case the insured is alive until the insurance contract maturity date |
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|
The insured is alive until the insurance contract maturity date. |
The Company shall pay the benefit which is equivalent to 100% of the sum insured. | |
*The Company shall pay the benefit in case the insured passes away for only one case, and the contract shall end.
2. Schedule of Rider Benefit
|
Benefits |
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|
Plan 1 |
Plan 2 |
Plan 3 |
Plan 4 |
Plan 5 |
Plan 6 |
|
|
2.1 Sabai Chai Personal Accident Rider (for seniors) |
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| 1. Death, dismemberment, loss of eyesight, loss of hearing, loss of speech, or permanent disability due to any of the following causes | ||||||
| 1.1 Accident which is not due to riding or being a passenger on a motorcycle, up to | 100,000 | 100,000 | 200,000 | 300,000 | 500,000 | 1,000,000 |
| 1.2 Accident which is due to riding or being a passenger on a motorcycle, up to | 25,000 | 25,000 | 50,000 | 75,000 | 125,000 | 125,000 |
| 1.3 Being murdered or physically assaulted, up to | 50,000 | 50,000 | 100,000 | 150,000 | 250,000 | 250,000 |
| 1.4 Public accident, up to | 200,000 | 200,000 | 400,000 | 600,000 | 1,000,000 | 2,000,000 |
| 2. Medical expense coverage due to each accident, up to | 10,000 | 10,000 | 15,000 | 20,000 | 25,000 | 25,000 |
| 3. Daily compensation during hospitalization in normal patient room (up to 365 days per accident)* | 1,000 | 1,000 | 1,500 | 2,000 | 2,500 | 2,500 |
| 4. Daily compensation during hospitalization in ICU room (up to 7 days per accident)* | 2,000 | 2,000 | 3,000 | 4,000 | 5,000 | 5,000 |
| 2.2 Hospital Daily Benefit Health Rider (for seniors) | ||||||
| 1. Daily compensation during hospitalization in normal patient room** (up to 10 days per policy year)*** | 500 | 1,000 | 2,000 | 2,000 | 2,000 | 2,000 |
| 2. Daily compensation during hospitalization in ICU room**(up to 10 days per policy year)*** | 1,000 | 2,000 | 4,000 | 4,000 | 4,000 | 4,000 |
*The Company shall pay the benefit items 3 and 4 of up to 365 days in total per injury.
**During policy years 1 and 2, the Company shall pay the daily compensation benefits in case of hospitalization due to accidental injury only.
***The Company shall pay the benefit items 1 and 2 of up to 10 days in total per policy year.