กำลังโหลดหน้าเว็บไซต์
รอสักครู่น้า
กำลังโหลดหน้าเว็บไซต์
รอสักครู่น้า
- Coverage conditions are as specified in the insurance policy.
- Premium is eligible for tax deduction. Conditions are as specified by the RevenueDepartment.
- Conditions are as specified by Muang Thai Life Assurance PCL and the banks.
- Underwriting is subject to the Company’s rules.
- Please study the details of coverage, conditions and risks before making a decision to purchase insurance.
- In case the beneficiary is not specified in the policy, or specified but the beneficiary passes away before or at the same time with the insured, the Company shall pay the policy benefits to the insured’s estate.
Q: Who is eligible for the Muang Thai Premier Legacy (Fixed Cash Surrender Value)?
A: Applicants aged 30 days to 80 years are eligible if choosing the single premium payment option, and those aged 30 days to 75 years if choosing the 5-year premium payment option. Applicants must also have total assets of at least 10 million Baht (assets with supporting documents or verifiable proof of value).
Q: What is the minimum coverage amount that can be purchased under the Muang Thai Premier Legacy (Fixed Cash Surrender Value)?
A: 10 million Baht
Q: Is the premium of this rider eligible for tax deduction?
A: Premium is eligible for tax deduction. Conditions are as specified by the Revenue Department.
Q: Is health checkup required?
A: The applicants are required to declare their actual health information to the Company. It is subject to the Company’s rules whether health checkup is required.
Q: Can other riders be attached to this insurance plan?
A: Only specified riders can be attached to this whole life insurance or legacy insurance. It is subject to the underwriting criteria of that rider.
Q: What does the coverage include?
A: 1. If the insured is alive until the maturity date, the Company shall pay the equivalent amount of the initial sum insured or 101% of the paid premium (whichever is higher).
2. If the insured passes away within the coverage period, the Company shall pay the beneficiary the amount of the initial sum insured or the surrender value at that time or 101% of the paid premium (whichever is higher).
Q: Can the premium for the Muang Thai Premier Legacy (Fixed Cash Surrender Value) be paid by credit card?
A: For Muang Thai Premier Legacy 99/1 (Fixed Cash Surrender Value), credit card payment is not allowed. For Muang Thai Legacy Wealth 99/5, credit card payment is allowed.
Q: Can the insured surrender the policy?
A: Yes, the insured will receive surrender value amount deducted by any outstanding liabilities (if any), and the policy shall end.