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Make 'Health Insurance' Closer to the New Generation

Make 'Health Insurance' Closer to the New Generation

June 04, 2024

5 minute

Health insurance from the perspective of the new generation may seem distant and hard to understand. They may not want to spend money buying health insurance because most new generation individuals already have group insurance from their companies. They might think they are still young and healthy, unlikely to get sick. However, nowadays, just stepping outside, diseases are waiting to attack us. Let's change the perception of health insurance to be closer to us, with health coverage from D Health Plus Rider for both common and critical illnesses. Let's take a look.

1. New generation is more prone to diseases than you think.

2. Why does new generation perceive health insurance as something distant?

3. Health coverage from D Health Plus for new gen

New generation is more prone to diseases than you think.

1. New generation is more prone to diseases than you think.

As mentioned before, new gen people think of themselves as young and their health is still strong, so illness is therefore a distant matter, just as health insurance is not part of future planning. But now the disease never chooses age. Just step out of the house and the disease is waiting to attack you. Sleeping late often increases the risk of stroke and heart disease. Eating late at night could cause inflammatory bowel disease and heart disease. Going outside can expose you to PM2.5 which puts you at risk of suffering from asthma. Even when you exercise, you may do it so hard that your knee joints can also become inflamed. There are many risks that can play havoc with the health of the new generation. Even though we live a normal life, critical illnesses can wait to attack us from many factors: lifestyle habits, pollutions or things we can't control.

Why does new generation perceive health insurance as something distant?

2. Why does new generation perceive health insurance as something distant?

New generation still views purchasing health insurance as something distant. Importantly, understanding health insurance remains challenging. They fail to see the necessity of getting insured because they believe they are rarely ill and have good health. Buying insurance seems not worthwhile, a waste of money since they may not file a claim, and it is not important at this stage of life. They prefer spending on other things like dining out, traveling, or housing expenses. They believe having group insurance from the company and other benefits should be sufficient to cover medical expenses when sick. However, now there are many insurance plans tailored for the new generation, easy to understand, worry-free, catering to every lifestyle.

D Health Plus for new gen

3. Health coverage from D Health Plus for new gen

New generation perceives health insurance as something distant. Let's change that perception and make health insurance more personal. As mentioned, even at a young age, illness can strike, and critical illnesses are lurking around us. Planning for health at a young age can provide support for medical expenses when needed.

For those unsure where to purchase health insurance, Muang Thai Life Assurance offers the right health insurance for this generation. With D Health Plus, it caters to the needs of the new generation, making it easy to buy and easy to apply, aligning perfectly with the lifestyle of new generation who enjoys subscribing to premium services to simplify their lives. Muang Thai Life Assurance just launched an advertisement starred by popular singers, PP and Billkin who represent the new generation starting to pay attention in health insurance. simply subscribe to D Health Plus and receive comprehensive coverage for both common and critical illnesses. 

  • Covers medical expenses up to 5 million Baht (1)
  • Lump sum benefit for room fees, doctor fees, medication, treatment, and surgery
  • Monthly premium of less than 1,778 Baht
  • Coverage for both common and critical illnesses, including stroke, heart disease, myositis, asthma, or inflammatory bowel disease
  • Enjoy up to 15% premium discount upon renewal year premium with MTL Fit rewards
  • Easy to apply online
  • Easy to buy online

Subscribe now for easy application and comprehensive coverage.

More information:

☑️ Call Tel. 1766, available 24/7.

☑️ Contact online channels, agents, branches and other channels of Muang Thai Life Assurance nationwide.

1) In case of choosing Plan 5 MB which is a benefit per any treatment

(2) For a 25-year-old male insured buying Muang Thai Smart Protection 99/99 with the sum insured of 50,000 Baht and attaching D Health Plus Rider which offers coverage of up to 5 million Baht per hospitalization without deductible in monthly premium payment mode

(3) Maximum discount for project members from the 6th year onwards must not exceed 7,500 Baht on renewal year premiums. We reserve the right to change privileges, and you will be notified 30 days in advance.

  • Coverage conditions are as specified in the insurance policy.
  • D Health Plus Rider must be purchased to be attached to the policy which is still effective.
  • Coverage period of this rider must not exceed the coverage period of the life insurance policy that this rider is attached to.
  • Premium is eligible for personal income tax deduction. This is subject to the Revenue Department.
  • Underwriting is subject to the Company’s rules.
  • Please study details of coverage, conditions, and exclusions before making a decision to purchase insurance.

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