We aspire to be a strong & No.1 life assurance company via product and service innovation, and multi-distribution system to correctly satisfy the needs of all customer groups.

The Company operates its business to serve the people in the Kingdom of Thailand with commitment to continuously provide excellent customer service that fulfills the needs of customers and people. Therefore, the Company differentiates itself by developing different distribution channels based on “Multi Distribution Channels, Multi Targets” marketing strategy that the Company continues to implement and, as a result, establishes a variety of steady channels.

Key Highlight
• Products of Muang Thai life assurance can be used for submission of retirement visa (O-A). The products can be purchased from multiple distribution channels (Kasikornbank, agents, brokers and online channel).
• Cashless claim via more than 600 network hospitals nationwide
• International call center (English, Chinese and Japanese): Monday – Friday / 8.30 – 17.00 (except public holiday)
• Insurance certificate has been approved by regulator, Thai embassies worldwide and acceptable with the immigration office.

Pre-existing Condition and Conditions existing during the waiting period

Pre-existing Condition
The Company shall not pay benefit under this rider for chronic disease, illness (including complications) or injury that is not cured before the effective date of this rider, unless
1) The insured has declared to the Company’s acknowledgment and the Company agrees to accept the risk without imposing exclusions to the coverage, or
2) Chronic disease, injury or illness (including its complications) is asymptomatic and has not been treated or diagnosed by a physician, or has not been seen or consulted a physician within 5 years before the initial effective date of this rider, and within 3 years from the initial effective date of this rider.

Conditions existing during the waiting period
- Any illnesses which exist within 30 days counting from the effective date or the latest date of reinstatement of the rider, whichever is the latest; or
- Illnesses due to the following diseases which exist within 120 days counting from the effective date or the latest date of reinstatement of the rider, whichever is the latest.
- Tumors, cysts, or all types of malignancy/cancer
- All types of hernia
- Tonsillectomy or adenoidectomy
- Varicose vein- Hemorrhoid
- Pterygium or cataract
- All types of stone- Endometriosis

Warning: Buyers should understand the details, coverage and conditions before deciding to make insurance every time.

For more information: Call Tel. 1766 / foreign languages (English, Chinese and Japanese) from Mondays – Fridays at 8.30 – 17.00 hrs.

FAQ

Q: Who should purchase this product?

A: Foreigners who would like to purchase health insurance for applying for retirement visa (O-A)

Q: Is health checkup required?

A: The applicants are required to declare their actual health information to the Company; it is subject to the Company’s rules whether health checkup is required.

Q: Will it be effective immediately if I buy it?

A: The rider has the 30-day waiting period after the effective date. The following diseases will be covered if they occur 120 days after the effective date or the reinstatement date according to conditions stated in the contract: Tumors, cysts, or all types of malignancy/cancer, hemorrhoid, all types of hernia, pterygium or cataract, tonsillectomy or adenoidectomy, all types of stone, varicose vein and endometriosis.

Q: What currency will premium payment and claim be?

A: Premiums must be paid in Baht currency only. Claims will also be paid in Baht currency.

Q: Do I need to make advance payment

A: No, you do not need to make advance payment if you are hospitalized at more than network hospital nationwide.

Q: What are the conditions of health insurance for applying for retirement visa (O-A)?

A: Retirement visa (O-A): The health insurance policy must provide coverage of 100,000 USD or around 3 million Baht.

5 Steps to Apply Insurance Online

Pre-existing Condition and Conditions existing during the waiting period

FAQ