|Plan 1||Plan 2||Plan 3||Plan 4|
|70 Baht / day||95 Baht / day||175 Baht / day||323 Baht / day|
|20,000,000 Baht||40,000,000 Baht||75,000,000 Baht||100,000,000 Baht|
|Medical Treatment Expense
|Pay by actual amount
|Room Fee (per day)||10,000||12,000||15,000||25,000|
|ICU Room Fee||Pay by actual amount
|Coverage||Epidemics, critical illnesses in all stages, general diseases, COVID-19 and effects after COVID-19 vaccination
|Waiting Period||30 days|
|Additional Benefits (OPD)
|Targeted Therapy||Pay by actual amount
|Outpatient medical expense (OPD)
(15 times / year)
(20 times / year)
|Pay by actual amount
(up to 360 times / year)
|Home Medication Expense||100,000 Baht
- For 35-year-old insured choosing the coverage area in Thailand and annual mode of premium payment
Q: What are advantages of Elite Health Rider and why do I have to buy it?
A: Elite Health Rider is a lump sum health insurance with high coverage benefit from 20-100 MB per year which will comprehensively satisfy health needs. It covers general diseases, critical illnesses in every stage, epidemics and cancer treatments of chemotherapy and targeted therapy. In addition, you can select the coverage area of your choice in case of overseas medical treatment. You will have no worries about medical expenses with worthwhile premium compared with the coverage you are entitled to. Entry age is from 11-80 years old with long-term coverage period until the age of 99 that gives you peace of mind when you have an illness when getting old.
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Q: Who should apply for Elite Health Rider?
A: If you would like to have comprehensive health coverage, Elite Health Rider is for you. It is health insurance with high coverage which is designed for those who want to have no worries about medical expenses. For more information, you can contact the Company’s agents or call Tel. 1766, available 24 hours.
Q: What is the coverage of Elite Health Rider?
A: Elite Health Rider provides coverage for daily room fee from 10,000 - 25,000 Baht and ICU room fee paid by actual amount, inpatient benefits, emergency, outpatient benefits(*) and targeted therapy for 24 hours with special services of MTL Global Doctors and MTL Global Connect which will give you comfort in case of any unexpected events.
Q: What is the targeted therapy?
A: Cancer is the number one killer in Thailand and the world. Recently, the medical profession has discovered a new cancer treatment to replace chemotherapy and radiotherapy which is targeted therapy. It is the process of precision medicine to prevent the symptom on a cell level – the cause of cancer cell growth and division – thus reduce the side effects from cancer treatments. In addition, it can be used for the elderly who are not strong enough to receive chemotherapy. Its response rate is high at 80%.
Q: Will it be effective immediately if I buy it?
A: The rider has the 30-day waiting period after the effective date. The following diseases will be covered if they occur 120 days after the effective date: Tumors, cysts, or all types of malignancy/cancer, hemorrhoid, all types of hernia, pterygium or cataract, tonsillectomy or adenoidectomy, all types of stone, varicose vein and endometriosis. Child delivery in a hospital or a medical center, and pre- and post-natal complications will be covered if they occur 280 days after the effective date. Cervical dilation and curettage in a hospital or a medical center in case of miscarriage will be covered if they occur 90 days after the effective date. Annual health checkup will be covered 1 year counting from the effective date or the latest reinstatement date of the rider according to the conditions stated in the contract.
Q: If I buy Elite Health Rider and choose Thailand as the coverage area, will I get covered when falling ill abroad?
A: It provides coverage for 2 cases: Injury due to accident and illness which requires emergency treatment. It must occur within the first 90 days after leaving the coverage area.
Q: How can I make a claim request if I choose worldwide excluding USA and US Minor Outlying Islands as the coverage area?
A: You can contact MTL Global Connect by calling Tel. +66 2290 2424 to ask for the network hospitals in the particular area, and the staff will help you to coordinate so you won’t have any worries when getting ill abroad.
Q: Is Elite Health Rider eligible for tax deduction?
A: Yes, it is. The premium of this rider is eligible for personal income tax deduction according to the Notification of the Director-General of the Revenue Department on Income Tax No. 383.
(*)In case of choosing coverage plan 2,3 or 4
Pay for 20 years to Receive Coverage Until Attaining the Age of 99
Deliver security to your family and loved ones through whole life insurance which will be by your side at every moment by paying premium for 20 years and receiving coverage until attaining the age of 99.
Pay 7 years for coverage until attaining the age of 99
Providing financial security to 3 generations from only one policy