Personal Accident

I would like to recommend Elite Health insurance which covers both illnesses and accidents by just simply presenting a card at any network hospitals to receive prompt services without advance payment.

Coverage is 20 - 100 million Baht per year. The insurance covers IPD, OPD (coverage plans 2, 3 or 4) and emergency patient. Healthcare anywhere worldwide.

I recommend PA Go insurance. Premium starts only from 2,199 Baht/year and it covers medical expense due to accident of 50,000 Baht without advance payment required. You just simply present Easy PA Credit card to any 400 network hospitals nationwide. Moreover, you will receive life coverage of up to 500,000 Baht.

Accident insurance of Muang Thai Life Assurance covers general accidents including accidents from riding or being a passenger of a motorcycle, but there are exclusions, such as:

• Accidents due to the influence of alcohol, narcotic substance or narcotic drugs that impairs the mental faculty
• Accidents due to self-inflicted injury, suicide attempt
• Accidents due to terrorism, etc.

However, it is subject to conditions of each insurance plan.

I recommend PA Sabai Chai insurance that covers medical expense due to accident of up to 30,000 Baht and gives daily compensation benefit of up to 3,000 Baht in case of hospitalization as well as life coverage of up to 2 million Baht.