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Free Expert ConsultFlexi Retire Next 90/1 D55, D60, D65, D70 (Tax-Deductible Annuity)
Flexi Retire Next 90/1 offers an annuity plan tailored to your lifestyle. Enjoy flexible retirement planning with the freedom to change your annuity starting age(5) (55, 60, 65, or 70) as many times as you need. No health checkup required when purchasing standalone plans. Design your payout preferences: choose an annual lump sum, monthly installments(5), or direct payments to a partner Nursing Home(5).
✓ Single premium payment — receive a lump sum at retirement with annual annuity benefits up to age 90
✓ Increasing annuity payouts as you age, up to 24% per year(3)
Insurance Conditions
Insurable Age
• Flexi Retire Next 90/1 D55: Age 20 - 50 years
• Flexi Retire Next 90/1 D60: Age 20 - 55 years
• Flexi Retire Next 90/1 D65: Age 20 - 60 years
• Flexi Retire Next 90/1 D70: Age 20 - 65 years
Premium Payment Period
• Single Premium
• Coverage Period: Until attaining age 90
Minimum Sum Insured
50,000 Baht
Additional Conditions
• Riders can be attached
• Health Checkup:
- Without Riders: No health checkup required
- With Riders: Subject to the Company's underwriting rules
- Without Riders: No health checkup required
- With Riders: Subject to the Company's underwriting rules
Key Highlights of Flexi Retire Next 90/1 D55, D60, D65, D70
Stay confident against rising costs of living: Receive increasing annuity payouts as you age, up to 24%(3) per year.
Step-up annuity payouts by age bracket:
• Annuity Start Age (55, 60, or 65) - Age 70: Receive 12%(3)(6) per year
• Age 71 - 75: Receive 15%(3) per year
• Age 76 - 80: Receive 18%(3) per year
• Age 81 - 85: Receive 21%(3) per year
• Age 86 - 90: Receive 24%(3) per year
• Annuity Start Age (55, 60, or 65) - Age 70: Receive 12%(3)(6) per year
• Age 71 - 75: Receive 15%(3) per year
• Age 76 - 80: Receive 18%(3) per year
• Age 81 - 85: Receive 21%(3) per year
• Age 86 - 90: Receive 24%(3) per year
Flexibility to change retirement age: Adjust your annuity starting age to 55, 60, 65, or 70.
(Notification required at least 30 days prior to the annuity starting date, provided full premium payment is made)
(Notification required at least 30 days prior to the annuity starting date, provided full premium payment is made)
Flexible payout options for peace of mind:
• Choose between annual or monthly annuity payments.
• Option to direct monthly payouts directly to partner Healthcare & Nursing Home facilities.
• Choose between annual or monthly annuity payments.
• Option to direct monthly payouts directly to partner Healthcare & Nursing Home facilities.
Benefits and Coverage
Comparison: Flexi Retire Next 90/1 vs Flexi Retire Pro 90/1
| Detail of Product |
Flexi Retire Next 90/1 D55, D60, D65, D70 (Bamnan Baep Lot Hyon Dai) |
Flexi Retire Pro 90/1 D55, D60, D65, D70 (Bamnan Baep Lot Hyon Dai) |
|---|---|---|
| Premium Payment Mode | Single premium payment and choose from 4 options for the annuity start age (attaining the age of 55, 60, 65, or 70) | Single premium payment and choose from 4 options for the annuity start age (attaining the age of 55, 60, 65, or 70) |
| Entry Age |
• Flexi Retire Pro 90/1 and Flexi Retire Next 90/1 D55: 20 - 50 years old • Flexi Retire Pro 90/1 and Flexi Retire Next 90/1 D60: 20 - 55 years old • Flexi Retire Pro 90/1 and Flexi Retire Next 90/1 D65: 20 - 60 years old • Flexi Retire Pro 90/1 and Flexi Retire Next 90/1 D70: 20 - 65 years old |
• Flexi Retire Pro 90/1 and Flexi Retire Next 90/1 D55: 20 - 50 years old • Flexi Retire Pro 90/1 and Flexi Retire Next 90/1 D60: 20 - 55 years old • Flexi Retire Pro 90/1 and Flexi Retire Next 90/1 D65: 20 - 60 years old • Flexi Retire Pro 90/1 and Flexi Retire Next 90/1 D70: 20 - 65 years old |
| Receive Annuity From | Choose from attaining the age of 55, 60, 65, or 70 | Choose from attaining the age of 55, 60, 65, or 70 |
| Receive Annuity Until | 90 years old | 90 years old |
| Death Coverage |
Before annuity payment period In case the insured passes away before annuity payment period (before policy anniversary date that the insured attains the age of 55, 60, 65 or 70**), the Company shall pay 105% of the total premium paid or cash surrender value at that time, whichever is higher, to the beneficiary. During annuity payment period In case the insured passes away during annuity payment period (since policy anniversary date that the insured attains the age of 55, 60, 65 or 70**), the Company shall pay the benefit which is equivalent to the total premium paid deducted by the received annuity to the beneficiary. |
Before annuity payment period In case the insured passes away before annuity payment period (before policy anniversary date that the insured attains the age of 55, 60, 65 or 70**), the Company shall pay 105% of the total premium paid or cash surrender value at that time, whichever is higher, to the beneficiary. During annuity payment period In case the insured passes away during annuity payment period (since policy anniversary date that the insured attains the age of 55, 60, 65 or 70**), the Company shall pay the benefit which is equivalent to the total premium paid deducted by the received annuity to the beneficiary. |
| Annuity Schedule |
Policy anniversary date that the insured: • Attaining the age of 55, 60, 65, 70**, receive annuity at 12% per year* • Attaining the age of 71 - 75, receive annuity at 15% per year* • Attaining the age of 76 - 80, receive annuity at 18% per year* • Attaining the age of 81 - 85, receive annuity at 21% per year* • Attaining the age of 86 - 90, receive annuity at 24% per year* |
Policy anniversary date that the insured: • Attaining the age of 55, 60, 65, 70**, receive annuity at 30% per year* • Attaining the age of 56, 61, 66 - 70**, receive annuity at 12% per year* • Attaining the age of 71 - 75, receive annuity at 15% per year* • Attaining the age of 76 - 80, receive annuity at 18% per year* • Attaining the age of 81 - 85, receive annuity at 21% per year* • Attaining the age of 86 - 90, receive annuity at 24% per year* |
| Suitable for | For those who wish to receive annuity until the age of 90. | For those who wish to receive a partial lump-sum payment upon retirement and annuity continuing until the age of 90. |
| Application / Inquiry | Interested | Interested |
*of the initial sum insured.
**Depending on the selected plan
Annuity schedule for Flexi Retire Next 90/1 D70 (Bamnan Baep Lot Hyon Dai) is as shown below.
Attaining the age of 70, receive annuity at 12%*
Attaining the age of 71 - 75, receive annuity at 15%*
Attaining the age of 76 - 80, receive annuity at 18%*
Attaining the age of 81 - 85, receive annuity at 21%*
Attaining the age of 86 - 90, receive annuity at 24%*
Annuity schedule for Flexi Retire Pro 90/1 D70 (Bamnan Baep Lot Hyon Dai) is as shown below.
Attaining the age of 70, receive annuity at 30%*
Attaining the age of 71 - 75, receive annuity at 15%*
Attaining the age of 76 - 80, receive annuity at 18%*
Attaining the age of 81 - 85, receive annuity at 21%*
Attaining the age of 86 - 90, receive annuity at 24%*
**Depending on the selected plan
Annuity schedule for Flexi Retire Next 90/1 D70 (Bamnan Baep Lot Hyon Dai) is as shown below.
Attaining the age of 70, receive annuity at 12%*
Attaining the age of 71 - 75, receive annuity at 15%*
Attaining the age of 76 - 80, receive annuity at 18%*
Attaining the age of 81 - 85, receive annuity at 21%*
Attaining the age of 86 - 90, receive annuity at 24%*
Annuity schedule for Flexi Retire Pro 90/1 D70 (Bamnan Baep Lot Hyon Dai) is as shown below.
Attaining the age of 70, receive annuity at 30%*
Attaining the age of 71 - 75, receive annuity at 15%*
Attaining the age of 76 - 80, receive annuity at 18%*
Attaining the age of 81 - 85, receive annuity at 21%*
Attaining the age of 86 - 90, receive annuity at 24%*