We aspire to be a strong & No.1 life assurance company via product and service innovation, and multi-distribution system to correctly satisfy the needs of all customer groups.

The Company operates its business to serve the people in the Kingdom of Thailand with commitment to continuously provide excellent customer service that fulfills the needs of customers and people. Therefore, the Company differentiates itself by developing different distribution channels based on “Multi Distribution Channels, Multi Targets” marketing strategy that the Company continues to implement and, as a result, establishes a variety of steady channels.

Key Highlight
• Products of Muang Thai life assurance can be used for submission of retirement visa (O-X). The products can be purchased from multiple distribution channels (Kasikornbank, agents, brokers and online channel).
• Cashless claim via network hospital nationwide.
• International call center (English, Chinese and Japanese): Monday – Friday / 8.30 – 17.00 (except public holiday)
• Insurance certificate has been approved by regulator, Thai embassies worldwide and acceptable with the immigration office.

Pre-existing Condition and Conditions existing during the waiting period

Pre-existing Condition
The Company shall not pay benefit under this rider for chronic disease, illness (including complications) or injury that is not cured before the effective date of this rider, unless
1) The insured has declared to the Company’s acknowledgment and the Company agrees to accept the risk without imposing exclusions to the coverage, or
2) Chronic disease, injury or illness (including its complications) is asymptomatic and has not been treated or diagnosed by a physician, or has not been seen or consulted a physician within 5 years before the initial effective date of this rider, and within 3 years from the initial effective date of this rider.

Conditions existing during the waiting period
- Any illnesses which exist within 30 days counting from the effective date or the latest date of reinstatement of the rider, whichever is the latest; or
- Illnesses due to the following diseases which exist within 120 days counting from the effective date or the latest date of reinstatement of the rider, whichever is the latest.
• Tumors, cysts, or all types of malignancy/cancer
• All types of hernia
• Tonsillectomy or adenoidectomy
• Varicose vein- Hemorrhoid
• Pterygium or cataract
• All types of stone- Endometriosis

Additional conditions existing during the waiting period for outpatient coverage (OPD)
- The following illnesses which incur within 180 days from the effective date of this rider or the date that the Company approves to increase benefits of this rider or the last reinstatement date of this rider, whichever is the latest.
• Thyroid disease
• Epilepsy
• Diabetes
• Allergy
• Hypertension
• Heart disease
• Stomach disease

Warning : Buyers should understand the details, coverage and conditions before deciding to make insurance every time.

For more information : Call Tel. 1766 / foreign languages (English, Chinese and Japanese) from Mondays – Fridays at 8.30 – 17.00 hrs.

FAQ Insurance for Long Stay (O-X)

A: Foreigners who would like to purchase health insurance for applying for retirement visa (O-X)

5 Steps to Apply Insurance Online

Pre-existing Condition and Conditions existing during the waiting period

FAQ Insurance for Long Stay (O-X)