Housekeeping Profession: With Good Planning, You Can Rest Easy Even When Sick
Everyone has the same 24 hours in a day, but the roles, responsibilities, and burdens we carry are different. The housekeeper's profession is often overlooked, as it requires both physical and mental effort each day to earn a living and support their families. This demanding routine often leaves little time to take care of their own health, and most do not have workplace benefits to rely on in case of illness.
Muang Thai Life Assurance understands the challenges faced by housekeepers. That’s why we encourage you to take the initiative and start planning for your health protection today. Contact us to learn more about how you can secure proper health coverage, so you and your loved ones can feel confident about the future even when illness strikes.
Common Health Risks Housekeepers Should Watch Out For
Being a housekeeper means taking on tasks such as cleaning, sweeping, mopping, doing laundry, cooking, and shopping for the household. These daily activities, while essential, may increase the risk of certain health problems:
- Trigger Finger (Stenosing Tenosynovitis): Constant hand and finger use, such as carrying heavy items, washing and wringing clothes, or repetitive household chores, can cause strain, leading to stiffness and a painful “locking” of the fingers.
- Allergies: Exposure to household dust mites and allergens during cleaning may result in skin rashes, itching, allergic reactions, or frequent colds.
- Carpal Tunnel Syndrome: Beyond trigger finger, frequent and forceful hand use in housekeeping may cause the wrist canal to thicken, putting pressure on nerves and leading to pain, numbness, or inflammation.
Information Source:
- Bangpakok 1 Hospital (as of 12/02/2018)
- Phyathai Hospital (as of 22/10/2020)
Plan Ahead for Peace of Mind in Times of Illness
No matter your profession, falling ill can quickly drain your hard-earned savings. That’s why planning ahead for both yourself and your family is essential. Here are some smart ways to secure your health and finances:
- Budget and Save Wisely
Financial planning is the foundation of a stable future. To ensure long-term savings, avoid unnecessary spending, track income and expenses, and set aside money regularly. This helps identify wasteful costs and ensures you always have funds prepared for unexpected medical needs.
- Consider Health Insurance
Since no one can predict the future, health insurance is a smart safety net. The right plan provides comprehensive coverage for hospital care, treatment, and emergencies. You can choose premium levels that match your lifestyle and desired protection, whether minimal or extensive.
- Maintain an Active Lifestyle
For many, including homemakers whose daily responsibilities can be physically demanding, maintaining personal health is crucial. Set aside time to exercise regularly, eat a balanced diet, and get sufficient rest to keep your body strong and ready for everyday tasks.
🔖 mangozero (data as of 14/12/18)
Homemakers and professionals in every field cannot afford to be frequently ill. By protecting both physical and mental health, you’ll be better equipped to work productively and enjoy life with your loved ones. A healthy body not only supports better job performance but also gives you more quality time with your family.
Annual Checkups and Preventive Care
No matter your career, it’s vital to take care of yourself:
- Schedule annual health checkups.
- Get enough rest and sleep.
- Exercise regularly
- Strengthen financial security with a comprehensive health insurance plan.
Comprehensive coverage you can trust:
- Covers critical illness, general illness, and accidents
- Choose coverage from THB 200,000 up to THB 100,000,000
- Apply up to age 90, with coverage lasting until age 99
- Eligible for tax deductions of up to THB 25,000 per year
Example Premium:
- Female, age 35
- Less than THB 65/day
- Coverage: Muang Thai D Health Plus, THB 5 million per treatment case
- Annual premium payment
For more details:
☑️ Call 1766
☑️ Contact an insurance agent or visit Kasikorn Bank and Land & Houses Bank branches
Choose Comprehensive Health Insurance with Muang Thai Life
Whatever your career or lifestyle, Muang Thai Life Assurance understands your needs.
- Flexible protection plans
- Long-term health security
- Tax benefits for smarter financial planning
Available for Elite Health Plus or D Health Plus supplementary riders. Must be attached to an active life insurance policy. Coverage period must not exceed the policy term. Tax deduction eligibility is subject to the regulations of the Revenue Department. Approval is subject to the company's underwriting guidelines. Terms and conditions apply according to medical necessity and in accordance with Muang Thai Life Assurance and its partner banks.
Sources:
- Bangkok Hospital 1 (data as of 12/02/18)
- Phyathai Hospital (data as of 22/10/20)
- mangozero (data as of 14/12/18)