Health checkup results must only be issued by a hospital or clinic.
4 Health Checkup Items
4 Health Checkup Items and Passing Criteria
Body Mass Index (BMI) Weight (kg.) / Height
(m2)
18.5 - 25
Fasting blood sugar
>
50 - 99 mg/dl
Blood Pressure
Systolic ≤ 129 mmHg Diastolic ≤ 80 mmHg
Cholesterol Ratio Total
cholesterol/HDL
0 - 3.5
Required Information
Name and surname
Health checkup date (within 3 months from checkup date)
Location you receive the health checkup (if available)
Height (cm)
Weight (kg)
Total cholesterol (mg/dL)
HDL (mg/dL)
Fasting Blood sugar (mg/dL)
Blood pressure (mmHg)
Conditions for Health Checkup Submission
Please submit your health checkup results at least 7 days before the cutoff date in order for the system to calculate Fit Point.
Cutoff date is 32 days before a policy anniversary date.
Once submitted,
the Company will review the documents within 5 business
days and notify you of
the result via
in-app notification.
After receiving Fit Points from your health check results,
you will need to wait 1 month before
submitting your next round of results.
Criteria of Fit Point
Criterion for Each Level
Fit Points Before Applying the Multiplier*
Level 1
Not submitting information or incomplete
information
-
No premium discount
-
Fit Point
Level 2
Submitting complete information but no items
meeting the criteria
0.1%
of premium discount
40
Fit Point
Level 3
Submitting complete information with 1 item
meeting the criteria
0.5%
of premium discount
200
Fit Point
Level 4
Submitting complete information with 2 items
meeting the criteria
1.0%
of premium discount
400
Fit Point
Level 5
Submitting complete information with 3 items
meeting the criteria
2.5%
of premium discount
1,000
Fit Point
Level 6
Submitting complete information with 4 items
meeting the criteria
5.5%
of premium discount
2,200
Fit Point
*This table calculates Fit Points based on a standard insurance premium of 2,000 Baht per policy year.
Steps to Upload Health Checkup Results
Step 1
Go to the Fit Rewards feature
Step 2
Scroll to the Health Checkup Results tab and tap Submit Health
Checkup Results
Step 3
Tap to upload an image of your health checkup result
Step 4
Upload the photo
Step 5
Enter the OTP
Step 6
Upload successful
Collect Exercise Minutes
Collect up to 30,000 Fit Points/policy
year
Exercise
minutes are counted for Fit Point when your
heart rate is at Zone 2 or higher.
You can connect a smartwatch
to track your exercise minutes.
Heart Rate Zones
Exercise minutes are counted for Fit Point from Zone 2
onwards
Calculate your Heart Rate Zone
Enter an age 18–99 years old.
Calculate
Heart Rate Zone
Calculation
Your Zone
Zone 1
Basic
Heart rate below
60%
of the Maximum Heart Rate
Zone 2
Basic
Heart rate at 60 -
69%
of the Maximum Heart Rate
Zone 3
Basic
Heart rate at 70 -
79%
of the Maximum Heart Rate
Zone 3
Basic
Heart rate at 80 -
89%
of the Maximum Heart Rate
Zone 4
Basic
Heart rate above
89%
of the Maximum Heart Rate
Minutes are counted for Fit Point from Zone 2 onwards
Exercise Time Counting
Criteria of Fit Point
per week
Exercise Time Counting
Heart Rate Zone per 1 Minute
Exercise Time
Zone 1
Basic
Not counted as exercise
Zone 2
Endurance Training
1 Minute
Zone 3
Aerobic Exercise
2 Minute
Zone 4
Tempo Exercise
2 Minute
Zone 5
Sprint
2 Minute
Minutes are counted for Fit Point from Zone 2
onwards
If you exercise in Zone 3 or higher, the minutes counted will bex2. Example: Running 5 minutes with heart rate in Zone 3 will be counted as 10 minutes (5 minutes X 2)
Criteria of Fit Point per week
Exercise Minutes
Fit Points Before Applying Multiplier*
Level
1
0 - 59
-
Fit Point
Level
2
60 - 119
1
Fit Point
Level 3
120 - 179
3
Fit Point
Level
4
180 - 279
4
Fit Point
Level
5
280 - 399
8
Fit Point
Level
6
From 400 onwards
8
Fit Point
*This table calculates Fit Points based on a standard insurance premium
of 2,000 Baht per policy year.
Exercise Minutes
Fit Points Before Applying Multiplier*
Level
1
0 - 49
-
Fit Point
Level
2
50 - 109
1
Fit Point
Level
3
110 - 169
3
Fit Point
Level
4
170 - 269
4
Fit Point
Level
5
270 - 389
8
Fit Point
Level
6
From 390 Onwards
8
Fit Point
*This table calculates Fit Points based on a standard insurance premium
of 2,000 Baht per policy year.
Supported Devices
Garmin
Suunto
Apple Watch
Fitbit
Steps to Connect Your Device
Step 1
Go to the Fit Rewards feature on the MTL Click app
Step 2
Tap Connect Device
Step 3
Tap to select your device.
If you don’t have a smartwatch, select "None" to connect via Health Connect or Apple
Health
Step 4
Select your device brand.
If you don’t have a smartwatch, select "None" to connect via Health Connect or Apple
Health
Step 5
Connect your data
Step 6
Connection successful
Collect Steps
Collect up to 15,000 Fit Points/policy
year
You can connect a smartwatch or the Health Connect or Apple Health application to
track your steps.
Criteria of Fit Point per week
Steps
Fit Points Before Applying Multiplier*
Level
1
0 - 39,999
-
Fit Point
Level
2
40,000 - 54,999
1
Fit Point
Level
3
55,000 - 69,999
1
Fit Point
Level
4
70,000 - 84,999
2
Fit Point
Level
5
85,000 - 99,999
2
Fit Point
Level
6
From 100,000 onwards
6
Fit Point
*This table calculates Fit Points based on a standard insurance premium
of 2,000 Baht per policy year.
Steps
Fit Points Before Applying Multiplier*
Level
1
0 - 34,999
-
Fit Point
Level
2
35,000 - 44,999
1
Fit Point
Level
3
45,000 - 59,999
1
Fit Point
Level
4
60,000 - 74,999
2
Fit Point
Level
5
75,000 - 89,999
2
Fit Point
Level
6
From 90,000 onwards
6
Fit Point
*This table calculates Fit Points based on a standard insurance premium
of 2,000 Baht per policy year.
Supported Devices
Health Connect
Apple Health
Apple Watch
Garmin
Suunto
Fitbit
Steps to Connect Your Device
Step 1
Go to the Fit Rewards feature on the MTL Click app
Step 2
Tap Connect Device
Step 3
Tap to select your device. If you don’t have a smartwatch, select "None"
to connect via Health Connect or Apple Health
Step 4
Select your device brand.
If you don’t have a smartwatch, select "None" to connect via Health Connect or Apple
Health
Step 5
Connect your data
Step 6
Connection successful
Special Activities for Member in Year 2 Onwards
Collect up to 50,000 Fit Points/policy year
Other activities are designed to promote even better health for the members, available for
members with Health User status in Year 2 onwards. Benefits vary by membership year as follows:
Special Activities for Member in
Year 2 Onwards
Special Activities Lately
Collect Exercise Minutes
Calculate Fit Points from exercise
minutes from Zone 2 or higher. Every
15 minutes = 10 Fit Points
Remarks
Connect a wearable device to count exercise minutes.
Supported devices
Exercise minutes will be counted from
Zone 2 onwards.
What is Zone 2?
Collect Steps
Calculate Fit Points from steps. Every
10,000 steps = 10 Fit Points
Remarks
Connect a wearable device or application to start collecting steps. Supported devices
Activity Periods
You can choose to collect steps or exercise minutes during
the following periods:
1 January – 31 March
1 April – 30 June
1 July – 30 September
1 October – 31 December
Point Calculation Criteria
Membership Year in Fit Rewards
Maximum Premium Discount
Percentage/Per Policy Year
Fit Points Before
Applying the Multiplier*
Year 1
-
-
Fit Point
Year 2
1%
400
Fit Point
Year 3
2%
800
Fit Point
Year 4
3%
1,200
Fit Point
Year 5
4%
1,600
Fit Point
Year 6 onwards
5%
2,000
Fit Point
*This table calculates Fit Points based on a standard insurance premium
of 2,000 Baht per policy year.
Steps to Connect Your Device
Step 1
Go to the Fit Rewards feature on the MTL Click app
Step 2
Tap Connect Device
Step 3
Tap to select your device. If you don’t have a smartwatch, select "None" to connect via Health Connect or Apple Health
Step 4
Select your device brand. If you don’t have a smartwatch, select "None" to connect via Health Connect or Apple Health
Enter an age 18–99 years old.
