1.    A Muang Thai Smile Club member is entitled to receive 5 privileges throughout the campaign.
2.    Limited to 40 privileges throughout the campaign
3.    It cannot be used with other discount cards.
4.    It cannot be exchanged or converted into cash.
5.    In case of a screenshot, the privilege cannot be redeemed.
6.    For the E-voucher coupon, if the actual service costs more than the received privilege, the exceeding amount must be paid in cash or by credit card.
7.    For the E-voucher coupon, if the actual service costs less than the received privilege, no change will be given.
8.    For more information, please contact the Sindhorn Kempinski Hotel Bangkok by calling Tel. 02-095 9999. 
9.    Muang Thai Smile Club members can redeem accumulated points via MTL Click Application. 
10.    Upon the verification of privilege redemption, the Company reserves the right not to allow changes in information under any circumstances.
11.    Staff and agents of Muang Thai Life Assurance are entitled to exercise this privilege.
12.    The Company reserves the right not to combine accumulated Smile points and return redeemed points under any circumstances.
13.    Point redemption conditions are as specified by Muang Thai Life Assurance PCL.
14.    Muang Thai Life Assurance PCL reserve the right to change the terms and conditions of the campaign without prior notice.
15.    Accumulated Smile Points are only a symbol used for claiming the privilege to participate in Muang Thai Smile Club activities which are arranged for building relations with customers who apply for Muang Thai Smile Club membership.  
16.    MTL customers who are not Muang Thai Smile Club members can apply for the membership free of charge at muangthai.co.th, Customer Contact Centers nationwide or call Tel. 1766, Muang Thai Life Assurance, during business hours.