HomeArticlesInvestment ArticlesMuang Thai Unit-Linked adds four quality funds. The safe, growth, or flexible type: an answer for every investment style.
A concise view of key asset classes, their supporting factors, and the issues investors should monitor.
01
Global Equities
↗ Slightly Overweight
Upgraded to a slightly positive view, supported by continued global economic expansion and corporate earnings growth.
Although tensions in the Middle East continue to support energy prices and inflation, we believe the Federal Reserve has limited incentive to raise interest rates. The recent inflationary pressure has mainly been driven by energy costs and is beginning to ease, while the labor market is not overheating: new hiring has slowed and wage growth remains well below the pace seen in 2022.
Supporting factors:
Global PMI remains above 50, while listed-company earnings—particularly in the United States—are expected to grow strongly. Earnings growth is also broadening beyond the technology sector into other industries.
02
Global Bonds
→ Neutral
Maintaining a neutral view, as current bond yields continue to provide attractive income during the holding period.
Current bond yields remain high enough to generate a steady income stream. Although the market may face pressure from increased government bond supply and technology-sector corporate issuance, the likelihood of continued Federal Reserve rate hikes is limited, helping to contain downside risk for bond prices.
Key issue to monitor:
Government bond supply and technology-sector corporate issuance, which may put upward pressure on bond yields from time to time.
03
Asia-Pacific Equities ex Japan
↗ Slightly Overweight
Maintaining a slightly positive view, supported by AI-related growth opportunities and still-reasonable valuations.
Asia-Pacific equities excluding Japan benefit from the continued growth of AI, particularly in North Asian markets such as Taiwan and South Korea. Overall valuations remain reasonable. However, the indices are concentrated in large semiconductor names such as TSMC, Samsung, and SK Hynix, which may lead to higher volatility.
Recommended fund
ES-ALOVE-UH
Focuses on high-quality, dividend-paying equities with lower volatility than the broader market.
04
Thai Bonds
→ Neutral
Maintaining a neutral view, while continuing to use the asset class to help reduce overall portfolio volatility.
We expect the Bank of Thailand's Monetary Policy Committee to keep the policy rate at 1.00% throughout the year. Although long-term yields may fluctuate due to energy inflation and government fiscal pressures, Thai bonds remain an effective source of portfolio diversification.
Recommended fund
KFAFIX
Actively managed with a portfolio duration of no more than three years to help limit the impact of yield volatility.
View definitions:
Slightly Overweight indicates a positive view and a modest allocation above the normal level. Neutral indicates maintaining the normal strategic allocation.
Note:
Investment views may change in response to economic conditions, financial markets, and monetary policy. Investors should review the relevant fund information, prospectus, and risk level before making an investment decision.
INVESTMENT POLICY
▶️ Discover 4 Quality Funds Available Through
Muang Thai Unit-Linked
Review each fund's investment policy, key characteristics, and risk level before selecting an option that aligns with your investment goals.
Available for investment from August 7, 2026
Global Fixed Income
Risk Level 5
K-GDBOND-A(A)
K Global Dynamic Bond Fund
Invests across a diversified range of global fixed-income securities.
Master fund
PIMCO GIS Income Fund
Dividend policy
No dividend policy
View investment overview
The fund invests in the PIMCO GIS Income Fund, INST USD Acc share class. The master fund invests at least two-thirds of its assets in fixed-income securities and related instruments worldwide.
The master fund may invest up to 50% in securities rated below investment grade, through both direct investments and financial derivatives.
K-GDBOND-A(A) has used the PIMCO GIS Income Fund as its master fund since May 15, 2025. It is suitable for investors who can tolerate fluctuations arising from changes in yield curves and credit spreads.
Multi-Asset
Risk Level 5
Available exclusively through LH Bank
BYOU-COREPORT-C*
B YOU FUND - COREPORT (Class C)
Builds a globally diversified portfolio across equities, fixed income, and alternative assets.
Investment structure
Fund of Funds / ETF
FX hedging
At the fund manager's discretion
View investment overview
The fund invests in domestic and international mutual funds and/or ETFs covering equities, hybrid securities, fixed income, deposits, property funds, REITs, and infrastructure funds.
On average during the accounting year, at least 80% of NAV is invested in underlying funds. The portfolio invests in at least two funds, with each fund representing no more than 79% of NAV on average.
*
BYOU-COREPORT-C is available exclusively through LH Bank.
Available for investment from September 9, 2026
Investment Grade
Risk Level 4
LHGIGO-A
LH GLOBAL INVESTMENT GRADE OPPORTUNITIES FUND- Accumulation
Focuses on global investment-grade fixed income through a fundamental, security-selection strategy.
Master fund
Man Global IG Opportunities
FX hedging
At the fund manager's discretion
View investment overview
The fund invests at least 80% of its net asset value, on average, in the I-USD share class of Man Global Investment Grade Opportunities.
The master fund invests at least 80% in investment-grade fixed-income securities. Below-investment-grade and unrated securities are limited to a combined maximum of 20%.
Suitable for investors primarily seeking returns from corporate bonds who can tolerate interest-rate risk, credit risk, and portfolio concentration risk.
Note: Past performance is not indicative of future results. Investors should understand each fund's characteristics, return conditions, and risks before investing. This material has been compiled from publicly available sources for informational purposes only. It is not intended as an invitation, recommendation, solicitation, or offer to buy or sell any security, and it should not be regarded as financial or investment advice. The information has been prepared in good faith using sources believed to be reliable; however, the Company does not guarantee its accuracy, completeness, or reliability. Users should exercise their own judgment and accept responsibility for any risks arising from the use of this information. Fund-related information should also be verified directly with the relevant asset management company. The information above is only a summary of the investment policies. Investors should review the prospectus and Fund Fact Sheet and fully understand the product characteristics, return conditions, and risks before making an investment decision.
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Investment portfolio management services provided by experienced professional fund managers for Muang Thai Unit-Linked policyholders. Customers can apply for and manage the service through the
MTL Click Application
at no additional service fee.
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Eligibility is subject to policy type, service terms and conditions, and the customer's policy status.
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